New Mexico home no more… The original foreclosure sale was rescheduled due to a fairly rare snowstorm. I was happy to get extra time to get the short sale approved. The lender wasn’t willing to talk to us though. So the home went up for sale at the foreclosure auction yesterday. Today I found out […]
Category: credit score / fico
Casey Serin Facing Foreclosure on Wikipedia – a Defense
I’ve been watching the Casey Serin entry in Wikipedia get written over the last couple of months. It’s obviously written by my critics but they say they are trying to keep an “encyclopedic tone” (see the discussion tab). The problem I have is that the entry is highly skewed toward making me look bad. So […]
Stop Modesto Foreclosure via Short Sale, But No Promissory!
Spoke with agent working to stop my foreclosure in Modesto, California. We spoke about the status of the short sale offer. The rep at the bank finally got back to my short sale agent and said they may want me to sign a promissory note in order to get this short sale approved and stop […]
Need Stable Income… Get a Job?
To get a job or to do some wholesaling/bird-dogging for other investors or both? I can’t wait any longer without solving the issue of income. We’ve had a few random places that we’ve been getting money in the last couple of months. That, plus credit cards have kept us going. But now both sources have […]
Avoiding Foreclosure via Short Sale and/or For Sale by Owner
A quick update on my California properties. Burdett… I hired my realtor to do the short sale on Burdett property because she has been doing such a great job with Larchmont. If you remember, I already have a verbal approval from the lender to short sale at 248. An investor who I was working with […]
My True Credit Score / FICO Score
I listened to you guys from last post on my credit score and tried a couple of other credit score services: MyFico.com and Experian.com. I think TrueCredit.com service I used to look up my credit score before is either inaccurate or lagging. They are definitely not living up to their name. The three credit scores […]
Debt Settlement… Settle Debt From Corporation?
In trying to update my debt list, here is what I found in my sea of mail the other day: It’s a debt settlement offer for one of my credit cards. So, I’m wondering… (Poll Added) Is that the best they can do? I’m guessing it’s 8-9 months late at this point. I can call […]
Debt Settlement… Settle Debt From Corporation?
In trying to update my debt list, here is what I found in my sea of mail the other day: It’s a debt settlement offer for one of my credit cards. So, I’m wondering… (Poll Added) Is that the best they can do? I’m guessing it’s 8-9 months late at this point. I can call […]
Debt Settlement… Settle Debt From Corporation?
In trying to update my debt list, here is what I found in my sea of mail the other day: It’s a debt settlement offer for one of my credit cards. So, I’m wondering… (Poll Added) Is that the best they can do? I’m guessing it’s 8-9 months late at this point. I can call […]
Debt Settlement… Settle Debt From Corporation?
In trying to update my debt list, here is what I found in my sea of mail the other day: It’s a debt settlement offer for one of my credit cards. So, I’m wondering… (Poll Added) Is that the best they can do? I’m guessing it’s 8-9 months late at this point. I can call […]
Debt Settlement… Settle Debt From Corporation?
In trying to update my debt list, here is what I found in my sea of mail the other day: It’s a debt settlement offer for one of my credit cards. So, I’m wondering… (Poll Added) Is that the best they can do? I’m guessing it’s 8-9 months late at this point. I can call […]
Debt Settlement… Settle Debt From Corporation?
In trying to update my debt list, here is what I found in my sea of mail the other day: It’s a debt settlement offer for one of my credit cards. So, I’m wondering… (Poll Added) Is that the best they can do? I’m guessing it’s 8-9 months late at this point. I can call […]
Finances Out of Control
[Bank account screenshot removed, here is why] As you can see, my bank account isn’t doing too good right now. The 5k insurance money from the auto accident is pretty much all gone now. We did buy a cheap replacement car for $3200: The left over amount was supposed to fix the problems with the […]
Will I Go to Jail for Mortgage Fraud?
[Photo by !borghetti used with permission.] In this blog entry I’m explaining all the potentially “shady” loan practices over the last 12 months as a real estate investor. I am trying to figure out the following: Did I commit mortgage fraud? To what extent? What are the consequences? Will I go to jail? Should I […]
Galina Thinks I’m a Compulsive Debtor!
Things are worse. Now my wife Galina has come to suspect that I may have a problem with compulsive borrowing! At first she though it was a gambling issue. But then with more searching she found an organization called Debtors Anonymous. She thinks the description of the symptoms fit me better. She printed out a […]
