{"id":354,"date":"2022-09-04T14:43:21","date_gmt":"2022-09-04T14:43:21","guid":{"rendered":"https:\/\/iamfacingforeclosure.com\/2022\/09\/04\/i-am-facing-foreclosure-com-wells-fargo-stole-1000-from-me\/"},"modified":"2022-09-04T18:34:52","modified_gmt":"2022-09-04T18:34:52","slug":"wells-fargo-stole-1000-from-me","status":"publish","type":"post","link":"https:\/\/iamfacingforeclosure.com\/wells-fargo-stole-1000-from-me\/","title":{"rendered":"Wells Fargo Stole $1000 From Me"},"content":{"rendered":"
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… or that’s how it feels at least. <\/p>\n

I woke up this morning later than planned but it’s OK because I woke up motivated for once ready to take on life and start organizing\/reassessing my mess. <\/p>\n

Then I login to my Wells Fargo personal checking account and see a debit of $1,099 pending. I don’t recognize the description so I call to see what is going on.<\/p>\n

I find out that because my WF credit line is 83 days past due they made an “offset” from my personal account to catchup the credit line. <\/p>\n

“You are allowed to do that?” I asked. They said yes according to the terms of the loan that I signed. <\/p>\n

“But I need that money to live on! My landlord is going cash the check today and it will bounce now. Can’t we reverse the offset or appeal it somehow??” I asked. The rep checked with the supervisor and said they cannot reverse it.<\/p>\n

That’s just great! I knew I should have closed the account to prevent autodrafts and stuff like this from draining the little money we had. <\/p>\n

I know I don’t have much ground to complain since I owe WF over $65K<\/del> $83,702.01<\/ins> but can’t I have a little control over my own account? I need to pay rent and buy groceries before I can make loan payments.<\/p>\n

I am very frustrated. Going down to the branch right now to close my account and take out any cash I have left. I am not going to let WF or anyone to just take out money as they please. <\/p>\n

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Filed under borrowing \/ loans<\/a>, finances \/ income<\/a><\/p>\n<\/p><\/div>\n

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Merry Christmas<\/a><\/div>\n
Holiday Pictures<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

… or that’s how it feels at least. I woke up this morning later than planned but it’s OK because I woke up motivated for once ready to take on life and start organizing\/reassessing my mess. Then I login to my Wells Fargo personal checking account and see a debit of $1,099 pending. I don’t […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[4,13],"tags":[],"_links":{"self":[{"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/posts\/354"}],"collection":[{"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/comments?post=354"}],"version-history":[{"count":1,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/posts\/354\/revisions"}],"predecessor-version":[{"id":594,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/posts\/354\/revisions\/594"}],"wp:attachment":[{"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/media?parent=354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/categories?post=354"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/tags?post=354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}