{"id":151,"date":"2022-09-04T14:42:10","date_gmt":"2022-09-04T14:42:10","guid":{"rendered":"https:\/\/iamfacingforeclosure.com\/2022\/09\/04\/i-am-facing-foreclosure-com-finances-out-of-control\/"},"modified":"2022-09-04T18:41:51","modified_gmt":"2022-09-04T18:41:51","slug":"finances-out-of-control","status":"publish","type":"post","link":"https:\/\/iamfacingforeclosure.com\/finances-out-of-control\/","title":{"rendered":"Finances Out of Control"},"content":{"rendered":"
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[Bank account screenshot removed, here is why<\/a><\/em>]<\/p>\n

As you can see, my bank account isn’t doing too good right now. The 5k insurance money from the auto accident is pretty much all gone now. We did buy a cheap replacement car<\/a> for $3200: <\/p>\n

\"PICT4591\"<\/a><\/p>\n

\"PICT4596\"<\/a><\/p>\n

The left over amount was supposed to fix the problems<\/a> with the car. But instead we had to use the money to pay rent and to live on. <\/p>\n

I still owe $2200 to my friend<\/a>, and about $2000 to the in-laws. My parents have been helping us from time to time as well. It’s embarrassing. Don’t forget about the $140,000 in unsecured debt<\/a> too. Some of those accounts are going on 120 days late. My secured lenders are also going to take a huge hit on me stopping foreclosure with short sales<\/a>. I still want to pay it all back<\/a>, one way or another, without declaring bankruptcy<\/a> if possible. <\/p>\n

I thank God for Chris for giving me a real estate job<\/a>. I haven’t received any money from him yet but the promise of stability is already making me feel better. <\/p>\n

We need to get on a super strict budget. We have already been living frugally but we can do more. Time to stop going out to coffee\/juice\/burritos so much. We catch ourselves dining out as a way to relief stress. But that makes it worse and causes more stress.<\/p>\n

With all the craziness and stress we haven’t been keeping a good account<\/a> of where the money is going. Some of our stuff is on auto-draft and money just disappears every time we log in. Currently our account is negative and the daily over-draft fees are killing us:<\/p>\n

[Bank account screenshot removed, here is why<\/a><\/em>]<\/p>\n

  <\/p>\n

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Filed under photos<\/a>, sweet media<\/a>, other stuff<\/a>, finances \/ income<\/a><\/p>\n<\/p><\/div>\n

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Update on Stopping Foreclosure<\/a><\/div>\n
My True Credit Score \/ FICO Score<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

[Bank account screenshot removed, here is why] As you can see, my bank account isn’t doing too good right now. The 5k insurance money from the auto accident is pretty much all gone now. We did buy a cheap replacement car for $3200: The left over amount was supposed to fix the problems with the […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5,13,14,21,29,26,27],"tags":[],"_links":{"self":[{"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/posts\/151"}],"collection":[{"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/comments?post=151"}],"version-history":[{"count":1,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/posts\/151\/revisions"}],"predecessor-version":[{"id":629,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/posts\/151\/revisions\/629"}],"wp:attachment":[{"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/media?parent=151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/categories?post=151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iamfacingforeclosure.com\/wp-json\/wp\/v2\/tags?post=151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}