In trying to update my debt list, here is what I found in my sea of mail the other day: It’s a debt settlement offer for one of my credit cards. So, I’m wondering… (Poll Added) Is that the best they can do? I’m guessing it’s 8-9 months late at this point. I can call […]
Category: mortgage fraud
Debt Settlement… Settle Debt From Corporation?
In trying to update my debt list, here is what I found in my sea of mail the other day: It’s a debt settlement offer for one of my credit cards. So, I’m wondering… (Poll Added) Is that the best they can do? I’m guessing it’s 8-9 months late at this point. I can call […]
Avoiding Stress = More Stress
I’ve been a little out of it last couple of days. After coming back home to Sacramento on Monday I was feeling very overwhelmed by the “reality” that was/is waiting for me: … still facing foreclosure on 4 houses … well over $150K of unsecured debt … decision to file bankruptcy or not to file […]
Will I Go to Jail for Mortgage Fraud?
[Photo by !borghetti used with permission.] In this blog entry I’m explaining all the potentially “shady” loan practices over the last 12 months as a real estate investor. I am trying to figure out the following: Did I commit mortgage fraud? To what extent? What are the consequences? Will I go to jail? Should I […]
Yes, I Lied on My Loans!
No more excuses! It’s true. I lied on my loans. I overstated my income, and misrepresented my owner-occupied status and concealed the cash-back-at-close from the bank. I knew it all along. Nobody made me do it. It was my fault. I take full responsibility. And, that’s how I originally started this blog. But then… I […]