March 30th, 2007 5:59 pm
CashCall says: $220 by 12PM Tomorrow or Else… Donation?
I called CashCall two days ago to see if we can work out a payment plan and consider all my options. The CashCall rep that is assigned to me was pretty friendly and took my financial statement over the phone and gave me some options. Because of my income I didn’t qualify for a loan modification.
I did qualify for a 2 months payment deferment, contingent on making 1 regular payment of $220.48. I told the CashCall rep I need time to think about it and see what I can do.
Today I called back to see if they will take $40 because that’s all I have right now. I don’t want to borrow more money to make this CashCall payment and keep digging myself deeper in debt.
I spoke with the supervisor and she would not approve $40 but gave me another small extension to come up with 1 payment of $220.48. The deadline is tomorrow at 12PM. I must send a MoneyGrahm to CashCall by that time or they will send the loan to the legal department for further action / collection.
- Here is the audio file of my CashCall call.
- Click the link, choose “Open”, and it should start streaming the MP3 file. If you have problems - right-click and “Save-As” to download it first. An MP3 audio player or Windows Media player is required.
- First part is my first call to CashCall on Wednesday.
- Second part - starts at 22 minutes - is my call from today to see if I can give them just $40 and do the plan
Should I borrow money form “Peter to pay Paul er.. CashCall?” I am hesitant to do any additional borrowing to make this payment. This is how dug myself into $2.2 Million in Debt 8 months ago. Or is making this relatively small payment is a good thing? It will buy me some time and prevent CashCall from knocking on my door.
Or I can do something desperate… would you consider the following?
Donate some money for me to pay CashCall. Secure Credit Card payment via PayPal. Click the button below. Even a few bucks will help:
If I get enough to equal $160 $180 (plus my $40) by 11:30 AM PST tomorrow I will go ahead and send the payment in to CashCall. The extra 30 minutes should be enough for me to go to the nearest MoneyGram and send the payment..
That will give me a 2 month payment deferment, plus 2 months after that of being in default before I’m in the same exact spot. That’s 4 months of time. (That’s what the rep told me). This will prevent CashCall from taking legal auction and I will have some time to figure things out and hopefully come up with a repayment plan for CashCall and other lenders.
If I DON’T give enough, I will take a vote on this blog to see how I should spend any money that comes in.
I’ve never directly asked for donations before. I’ll take a risk. This is also the weekend now. My traffic dips on the weekends. So I am counting on you.
“You don’t get what you don’t ask for”, they say… can’t hurt to ask.
Update: See the comments for update on donations
552 Comments
March 30th, 2007 at 6:05 pm
Can’t you get her to give you an extension until Monday - after all, you said you were getting paid on Sunday. Or, perhaps you could have your “client” pay you tomorrow morning.
March 30th, 2007 at 6:07 pm
You are getting paid this sunday for your tech work and you are begging for money? Can’t you borrow the $160 for two days?
March 30th, 2007 at 6:07 pm
I can’t do that. That money is already spoken for. We’re 2 months behind on rent and if we don’t pay then things will get rather uncomfortable around here.
March 30th, 2007 at 6:08 pm
Annie is right. Ask your client to pay you tomorrow.
March 30th, 2007 at 6:09 pm
asw: lets do it
Pandering! Sweet, I love it.
March 30th, 2007 at 6:10 pm
Okay -
How about you earn some sweet $$ by answering questions from your readers????
Such as “what is the nature of your partnership” with your “money partner”????
March 30th, 2007 at 6:11 pm
Should I really continue borrowing and getting into more debt to service old debt? I tried that all last year and look where it got me. Maybe I should just take the consequences. Unless, of course, I get the community here to help me out. It’s all good, either way. Things could be worse.
March 30th, 2007 at 6:11 pm
Ahhh…bill collectors. They always try to make your weekend…sweet!
March 30th, 2007 at 6:13 pm
Making $$ by answer questions or following requests could be a way to make money… good idea. Something to try if there is enough demand and I can get payment upfront. There is a trust issue though. But very creative idea nevertheless.
March 30th, 2007 at 6:14 pm
RE #3 arent things already a bit uncomfortable around there? what’s the worst your family would do to you? And I thought they were supportive! It would be a winwin, cash call happy, debt going down some, its a start, its a winwin! Your relatives will understand, they have come this far, they would not leave you stranded or homeless. Oh my gosh, if you were homeless you would have to go on the street and use a cup to ask for money rather than ask for it online. Oh well, its all good! asw winwin!
March 30th, 2007 at 6:14 pm
Maybe you need to find a new sweet deal, get about $50K cash back and then pay cashcall off totally!!!…oh, I forgot, you can’t get any financing for any more sweet deals…you are a tool.
March 30th, 2007 at 6:15 pm
ASW EQUITY
chimpCasey, this is the point where you would take those extra pennies you saved from “delayed gratification” in terms of your ridiculously extravagant living expenses and could get CC off your back for four months.
oh well.
Do you understand the macaroni grill, jamba, and ramen criticisms now?
How much were your 2 most recent phone bills Casey?
P.S. even if you get the money, you will blow the deadline because you only left 30 minutes of slack in your timeline and “something” always happens.
March 30th, 2007 at 6:16 pm
One more try:
Talk to your client. Ask him to pay you one day earlier. That really isn’t such a big deal.
March 30th, 2007 at 6:17 pm
Even if you get the donations, how can you get the money OUT of paypal in time?, I don’t think you can.
March 30th, 2007 at 6:17 pm
I’ll donate $20 in exchange for another Talkshoe telephone interview.
March 30th, 2007 at 6:18 pm
This particular client has already advanced me payment for last week’s job and I promised not to do this again to him. This time the payment is on delivery. I don’t want to wear out his welcome and loose the client.
March 30th, 2007 at 6:18 pm
Yes Casey -
There is a “trust” issue with you. I would not put money into the paypal until I’ve asked the question and have had it answered.
I never pay anyone until the terms of the agreement are met.
However, I would pay $$ to have questions answered.
I’m off to dinner now - think about it. I’ll be back on line in about an hour.
March 30th, 2007 at 6:19 pm
Perhaps you don’t understand. It’s not a matter of asking his client to pay him earlier. It’s a matter of that money already being allocated to pay his sister-in-law for back rent.
Pay attention.
March 30th, 2007 at 6:19 pm
@CASEY — Don’t send them anything. Get used to the threats and just “go with the flow.” You need every last cent just to keep your family together. Don’t let the haters scare you with those BS stories about all your family’s personal property being seized — CC can’t do that (in Cali, anyway).
good luck!
March 30th, 2007 at 6:19 pm
160+40 = $200
I thought you said you needed $220?
I hear they have great basic math courses at the local community college.
I’d donate but you wouldn’t receive it. Paypal cronies are crooks.
If you had Clickbank, I’d donate 10 bucks.
If 16 people donate 10 bucks you’d have $160.
It’s cheap entertainment folks.
asw=letsdoit
March 30th, 2007 at 6:20 pm
If you don’t want to do the Talkshoe interview, I’ll buy your murse off you for $20.
:)
March 30th, 2007 at 6:21 pm
In 1972 a crack commando unit was sent to prison by a military court for a crime they didn’t commit. These men promptly escaped from a maximum security stockade to the Los Angeles underground. Today, still wanted by the government, they survive as soldiers of fortune. If you have a problem, if no one else can help, and if you can find them, maybe you can hire the A-Team.
March 30th, 2007 at 6:21 pm
I’ve already borrowed from parents and friends and I don’t want to do any more of that. I am really really sick of borrowing every time I have a cash crunch. The foreclosure experience is really teaching me a thing or two. I would rather not pay the bills now then keep borrowing deeper and deeper. How deep can I go?
March 30th, 2007 at 6:22 pm
Begging for a couple hundred lousy bucks??
Pathetic.
Dude, get a job.
Seriously.
Welcome to the real world.
March 30th, 2007 at 6:24 pm
So. After blogging about all the things your could possibly do to manage or alleviate your debt, this is what you come up with? “Donations”? Unreal. Does anyone believe this anymore? Do you have to split the $ with the new blog owner? Where is Rico Swaubay anyway?
March 30th, 2007 at 6:25 pm
My man bag is not for sale…. well… not for that price anyway.
March 30th, 2007 at 6:25 pm
If you find the Utah missing payment(s) by Sunday and verify that its been taken care of, I will donate $10.00
Verify means something other than your word, BTW. Has to be a third party verification. Nigel doesn’t count.
ASW: itsallgood
March 30th, 2007 at 6:26 pm
1. Sell junk out of your car trunk at swapmeet parking lot in the morning. 2. Go to a temporary day labor place, and work for a day or two. 3. Knock on doors and do yardwork or wash cars. 4. Put everything you own on EBay. 5. Get a job as a waiter at Macaroni Grill competitor, and make big cash tips on the weekend. 6. Have a yard sale in the morning. 7. Pawn the CD duplicator.
That should solve your little problem. You owe me, Casey.
March 30th, 2007 at 6:26 pm
Man bag = man purse = murse.
And I was just trying to give you an opportunity to make a buck. Sheesh. You don’t gotta get all kindsa pissy about it.
Ok, so… $20 in exchange for another Talkshoe interview?
March 30th, 2007 at 6:27 pm
Why am I not surprised? Now you’re passing around the tin can? How absolutely pathetic. You have zero morals and scruples.
March 30th, 2007 at 6:27 pm
It’s time to sell the ball, Casey.
March 30th, 2007 at 6:28 pm
Wow, almost real time moderation.
Okay, who are you and what did you do with Casey?
ASW: equity.
March 30th, 2007 at 6:28 pm
Don’t be absurd. He can’t find the missing Utah money over the weekend. That’s something that’ll need to be done during regular business hours.
March 30th, 2007 at 6:29 pm
I will give you the $160 if you will remove all links to any blog owned or operated by Nigel Swaby.
March 30th, 2007 at 6:30 pm
ASW = letsdoit
Lets do what ?
If things are “uncomfortable” now around the house, just imagine how much MORE UNCOMFORTABLE it’s going to be when CashCall shows up and starts hauling away all your familys belongings.
Instead of catching up with 2 months of back rent, why not just pay 1 month back rent to your in-laws and pay CashCall enough money to keep them off your back for a couple of more months? We are only talking about a couple hundred bucks right? Use your head for a change.
BTW, I won’t be donating any money to you.
March 30th, 2007 at 6:32 pm
I’ll donate $40 if you do the following:
Dress up in an orange prison jumpsuit, hold a large, hand-written sign that clearly says “IT’S ALL GOOD,” take a clear picture showing your face and the sign, and post it online.
Anyone else want to chip in for this little stunt?
March 30th, 2007 at 6:36 pm
I will do the jump suit stunt for $40 but I don’t have one handy…. can I substitute it for something else?
March 30th, 2007 at 6:37 pm
“I can’t do that. That money is already spoken for. We’re 2 months behind on rent and if we don’t pay then things will get rather uncomfortable around here.”
Hey, wait a minute! You said you’ve been working! You said, “Well, I am working and I am making money. Not a lot, but enough to get by. Not enough to catchup my defaulted loans but enough for food and rent.”
“This particular client has already advanced me payment for last week’s job and I promised not to do this again to him. This time the payment is on delivery. I don’t want to wear out his welcome and loose the client.” Where did this money go?
March 30th, 2007 at 6:37 pm
Can you auction off on this website some of the stuff we see in the pics? Blue shirt, blue ball, man bag etc?
Just list a starting price and deadline. We can bid through the comments?
You have enough fans now that some of us want some souveniers.
Good luck.
March 30th, 2007 at 6:38 pm
Too bad you don’t live in SoCal. You would get big tips working at any restaurant where we could find you.
And where is the stuff on EBay? Anything once owned by a failed real estate investor has intrinsic value.
March 30th, 2007 at 6:38 pm
As was here for the second post. I have now come back.
You have rechead an all time low. Begging. Sad!
What a tool!
March 30th, 2007 at 6:38 pm
Yes, the moderation IS extra fast tonight because I haven’t been engaging with you folks in the comments that much lately and I wanted to do extra participation tonight… I don’t know how late I will be on though. I do have another person who helps moderate so hopefully we’ll keep the juices flowin’
March 30th, 2007 at 6:40 pm
Extra $10 if you do it in front of Folsom prison.
You can substitute something that looks like a prison outfit (1″ wide black vertical stripes painted on white overalls would work…). It has to look convincing!
March 30th, 2007 at 6:41 pm
Ok, Casey… the “haters” are willing to come to your rescue. But the offers are conditional.
Easy Money will send you $160 if you agree to remove all links to any blog owned or operated by Nigel Swaby.
Stanley will send you $240 if you agree to another Talkshoe interview with me.
Here are the conditions:
“Stanley said…
I’ll pay him $240 if he will agree to a 1 hour interview with T. No holds barred; she askes whatever she wants and he HAS to answer to her satisfaction.”
I will send you $20. Just because. And all you need to do is agree to spend it only at a grocery store. No chain restaurants or jamba juice for wheatgrass shots. And you must post a pic of the receipt so that I can trust you spent the money wisely.
So, how ’bout it?
March 30th, 2007 at 6:41 pm
$10 for an honest answer about the Utah payment. (Not just, I don’t know, it’s been too long, …)
Extra $20 (total $30) if you admit (assuming it’s true) that you cashed the check.
March 30th, 2007 at 6:43 pm
I am not going to do any of this stuff unless I actually get paid upon delivery… where is the $5? (provided my answer was good)
March 30th, 2007 at 6:44 pm
And, $10 bonus if you post a second picture of yourself being paddled or whipped by G****** while wearing the prison outfit and holding up the sign. Try and take the picture at the exact moment she makes contact so we can see your expression clearly.
March 30th, 2007 at 6:45 pm
Okay T made a good point… if you find the UTAH payment by this time next week… $10.00. Too late for CashCall, but ten dollars is ten dollars…
And if finding it means “oh yeah I cashed the UTAH check by mistake, I MUST get better about NOT cashing checks like that”, well then, so be it. You still get the ten dollars. But need a screen shot of the check in that case and third party verification in all other events.
Thanks.
ASW: equity.
March 30th, 2007 at 6:46 pm
If you send me some boudoir photos, I’ll send you $50.
March 30th, 2007 at 6:47 pm
Crispy, he BEGAN this post with begging. Now he’s actually offering to do stuff for the money. In his own special Casey way he’s making progress. You don’t kick a man when he’s down and reaching his hand out for help up. He’s willing to perform certain tasks (even the silly ones). Let’s give credit where credit is due.
March 30th, 2007 at 6:47 pm
I’ll pay you on delivery of answer via this blog.
So - deliver.
March 30th, 2007 at 6:48 pm
I will send a money order. I assume the snail mail address that you have is still good. I don’t do the paypal, pal. Sorry.
ASW: loose
March 30th, 2007 at 6:48 pm
Casey,
Do you agree to spend the $20 at a grocery store? If so, state it in a comment and I will add it to your tip jar immediately.
I will take your word for it that you will do as I ask.
March 30th, 2007 at 6:50 pm
I’ll put the $50 in escrow and release upon receipt of the pics.
March 30th, 2007 at 6:51 pm
Casey, in the future you might try robinhoodfund.com. Have you considered prosper.com?
March 30th, 2007 at 6:52 pm
Ok, I sent you $6 via Paypal just to prove that I’m serious… that’s a 10% deposit on all three items I’d mentioned.
March 30th, 2007 at 6:53 pm
Annie - pay up $5 - the man’s answer was good!
March 30th, 2007 at 6:55 pm
Casey begging for $ from the haters in a auction-like format on Friday night so that Cashcall doesn’t raid his sister-in-law’s house.
You couldn’t make this up!
OK, another offer ($10+20=30 Utah offer still stands):
$10 for telling us what the highest ’stated-income” lie was. You have the paper-work in your office - look it up.
March 30th, 2007 at 6:57 pm
ASW: Leverage
Dude, this has gotten totally pathetic. If you had a $10/hour job you wouldn’t be in this total s*** . You make fun of the W2′ers but they at least aren’t on the verge of living on the sidewalk. KC, this is your wakeup call…. are you going to answer?
March 30th, 2007 at 6:57 pm
EBay: 0 items found for casey serin.
March 30th, 2007 at 7:00 pm
sweet~~~
i’ll send $1K to you so you can drink jamba juice again.
Sweet~
March 30th, 2007 at 7:00 pm
$2 for Biggie Smalls Greatest hits cd.
March 30th, 2007 at 7:01 pm
I’ll use paypal within minutes - quick & easy. I’ve given you 2 offers - total opportunity $40. Maybe I’ll think of more.
I was ‘Endgame Observer’ in a previous incarnation, I’ve been around for awhile. I’m good for it.
Your turn…
March 30th, 2007 at 7:01 pm
Finally, Casey found a way to “monetize his blog”–by asking for handouts via Paypal!
Oh boy.
March 30th, 2007 at 7:02 pm
Jim, thanks for the $6. That’s the first donation so far guys. But I haven’t actually committed to doing a jump suit yet… can we do something along the lines of an answer?
March 30th, 2007 at 7:03 pm
Hey, are you going to keep us updated on the TIPS in the JAR? I’d like to know how much has been donated. And if you get more than $180, will you be putting it all towards CC? ~ except for T’s $20 that she made you promise to spend on groceries, of course!
March 30th, 2007 at 7:04 pm
And so the death spiral begins.
I feel really bad for you, man.
It’s only going to get worse from here on out…
March 30th, 2007 at 7:05 pm
3rd offer: $10 for permanently changing your ASW word list.
Rules: (1) ALL current words deleted forever
(2) new words include: honesty, job, earn, work, effort, payback, responsibility, accountability, contribution, results, longterm.
Payment: upon seeing one of those words as my ASW. I’ll trust you at that point, and will pay.
March 30th, 2007 at 7:05 pm
Wow Casey, at $6 in two hours you will have your goal by about midnight on Sunday. Day late and a dollar short, just like our hero.
March 30th, 2007 at 7:06 pm
PLease send me your “blue” ball and i’ll pay $500 on COD to you.
Sweet~
March 30th, 2007 at 7:06 pm
@It’s All Good… I will lookup the loans for you tonight and see if I can get the highest stated income… can we increase that to $30 because that kind of information can potentially get me in trouble. $30 is nothing these days.
March 30th, 2007 at 7:09 pm
“$30 is nothing these days”
It seems to be a lot to you, dear Casey…
March 30th, 2007 at 7:10 pm
Waste of time, never talk to collection agent. Rush make a payment,,, or legal will get involved. That’s the biggest line of BS a CA uses. What jackazz Cashcall lent(gave) you 10K.
http://www.ripoffreport.com/re.....241054.htm
I was in a really bad situation, and got a loan through Cash Call (95% interest) circumstances arose where I was unable to pay, so they called my job voicemail several times a day called my house numerous times a day. They acquired a company to represent them about an hour from the town I live in (Illinois) and these people came to my house like the mob!!!
From time to time I feel bad about not living up to my end of the bargain because that’s not me at all, but then I remember these people are thieves, they take advantage of people in unfortunate situations and one day it will all come back around.
I don’t see how those people sleep at night knowing that they are taking advantage of people’s misfortune the way they are. I’m sure none of us would have taken a loan from them if it were not absolute desperation.
Illinois
Southern Illinois, Illinois
U.S.A.
March 30th, 2007 at 7:11 pm
Casey… maybe it’s a good time to file for bankrtupcy.
March 30th, 2007 at 7:12 pm
Casey, paypal won’t accept me as a new client,
can i use your account so i can give you my money?
i need ur userid and password
thx
amy
March 30th, 2007 at 7:14 pm
Casey, the grocery answer?
March 30th, 2007 at 7:16 pm
guys…. gotta go eat some food… will be back in an hour or so and I’ll try to services some more requests
March 30th, 2007 at 7:16 pm
Casey,
Salvation may be at hand. I am willing to buy some of your stuff! Specifically, I’ll give you $30 for your Sweet Juicer and I’d also like to buy that the Ikea bookshelves (including the one with the doors) for $45 for the set. Also, since I’m moving into my new (rented house) I may be able to make you offers on the rest of your stuff. I’ll pay cash, and can probably find $180 worth of stuff in your house.
E-mail me or post on the blog.
March 30th, 2007 at 7:18 pm
BTW,
I’ll bring cash tonight if you’re interested. I’m serious!
March 30th, 2007 at 7:18 pm
I called CashCall two days ago to see if we can work out a payment plan and consider all my options.
Dumb.
Calling CashCall was like beating a wasp’s nest with a stick. You know what happens when you send CashCall $220? They’ll want another $220 NEXT month. And your debt WON’T be going down. It will be going UP.
You call CashCall when YOU want cash. You DON’T call them to ask how much cash THEY want. You want to “work out a payment plan?” What type of plan did you have in mind? CashCall is going to want a payment plan that involves money — delivered regularly, like once a month. While performing tricks for the public is surely good entertainment, it probably ain’t steady enough for a payment plan.
I could be wrong, though. Making an a** out of yourself here may turn into a lucrative cottage industry. If that’s the case, you’ve found your calling. Go with it.
March 30th, 2007 at 7:20 pm
OK, we’ll deal - $20 for the number, $30 for a redacted flickr post.
Careful with the $30 is nothing these days talk, kid. That attitude got you in this mess, and p**ses me off.
March 30th, 2007 at 7:20 pm
Mr. Serin!!!
“I do have another person who helps keep the juices flowin’.”
Congrats.
March 30th, 2007 at 7:22 pm
Quit begging.
Use the money from your “technical consulting” job.
March 30th, 2007 at 7:24 pm
I won’t be here in an hour or so - I’m on the east coast. I guess you’re not as desperate as I thought…
You have my offers - if I see results posted in the morning, you’ll have $ via paypal in time.
March 30th, 2007 at 7:24 pm
You are 2 months behind on your $550 a month rent? Weren’t you just saying tonight that you do technical consulting projects all the time?
March 30th, 2007 at 7:26 pm
I’ll tell you the same as I told the homeless guy sitting outside my apartment begging for beer money: I work 80 hours a week for what I’ve got and it’s staying in my pocket.
Glad to see you whoring your life out for whatever you can get, though. Hope that works real nice for ya, Penelope.
March 30th, 2007 at 7:30 pm
“@It’s All Good… I will lookup the loans for you tonight and see if I can get the highest stated income… can we increase that to $30 because that kind of information can potentially get me in trouble. $30 is nothing these days.”
Funny, you can’t come up with $30.
I
March 30th, 2007 at 7:31 pm
At this point the only way to hold off those vultures (as well as the credit card people who will not be far behind them) will be to declare bankruptcy.
With the properties basically gone, you’ll really only be defaulting on your unsecured debt, which will make things a bit easier.
Won’t make a bit of difference, as the bankruptcy will be off your credit report in 7-10 years, while the foreclosures are forever. It will, however, allow you to get out from under the huge unsecured debt which is going to be costing you about $50K per year just to keep up.
The past two years of your life have been a mess. The banks cleaned up the real estate mess for you. Clean up the rest of the mess yourself and move on. You’re basically insolvent, so just get it over with and move on.
-btc
March 30th, 2007 at 7:31 pm
(stepping out of posting boycott)
Casey, you go 24-48 hours sometimes before you get around to moderating. You know this bugs the crap out of everybody and it’s why the hater sites are so popular.
Why not give anyone who chips in $5 the right to post whenever they want to, without moderation? The messages are what makes the site interesting, with a few recent exceptions. The Cashcall recording being one of them.
Lots of message board sites do this.
March 30th, 2007 at 7:31 pm
Casey,
You understand once you accept money any subsequent untruths are wire fraud. Right? Think carefully. That means someone asks about your financial arrangements with ***** and you reply “I’m not at liberty to say” you may end up being asked to prove that.
People are desperate for information. Some have been unbelievably generous in their support of that goal. There is a problem however. Face it, you don’t do well with money. Can you set up a trusted third party to promise the money goes to the right places?
Speaking of trust; “We’re 2 months behind on rent and if we don’t pay then things will get rather uncomfortable around here.” Come on. “Y” has no idea you are $650,000 in debt does she?
March 30th, 2007 at 7:35 pm
Casey I don’t understand you? Why even pay Cashcall your credit is ruined paying them or not, you think paying the $220 out of the 2.2 mil owed is a solution? You aint the brightest tool in the shed bud.
March 30th, 2007 at 7:36 pm
Casey - it’s just unbelievable that you got attention, offers on the table, then just casually say “see you in an hour or so”, “will try” …
March 30th, 2007 at 7:37 pm
anyone who gives a penny to this kid deserves a chop in the throat.
March 30th, 2007 at 7:38 pm
@CASEY — Also, don’t forget you need cash for that speeding ticket! What is the followup on that — does Placer Cty allow traffic school? How much is the ticket?
cheers!
asw=deals
March 30th, 2007 at 7:39 pm
Are you a registered 501c3 organization? I only donate to registered charities because everyone else is deadbeats who wastes the money on Ferraris and jet planes (or in your case burgers and juice).
I could loan you money, but bear in mind if I’m not repaid in 30 days I’ll force you into bankruptcy.
How much have you raised so far?
March 30th, 2007 at 7:41 pm
You people crack me up, if Casey closed the blog tomorrow you would be jonesing for your daily I-am-such-a-better-person-than-him fix. I ponied up for my daily comments entertainment fix. Sheesh, what a bunch of phoney hypocrites you all are.
March 30th, 2007 at 7:47 pm
This would take time, so I guess it won’t meet your needs, but it’s my offer, and it’s very real: When I was overextended in real estate, I ate food bank food and delivered pizzas. If you can document one visit to the food bank, and one meal of food bank food, I’ll give you ten dollars. A real meal of humble pie. And then, for every pizza you deliver hot to someone’s door, I’ll give you five dollars. I’m willing to go right up to the full sum, $220. However, never in your life will you get money from me before the work happens. You’d have to prove every pie.
It might give you a boner to learn that pizza delivery isn’t strictly W2 work. The tips make the cash. And I’m willing to juice every tip! Stoned hippy chicks tip pretty boys five bucks just for showing up. But you’d pocket ten, kid. Sweet!
21 pies should take a weekend or two.
I hope CashCall doesn’t clean out your home. Finally you’ve found a lender who doesn’t take your s*** . It seems like you stopped the borrowing just after CashCall… and that final juicing might be the one that does you in. (Isn’t “one last deal” a staple of tragedy?) You made this scary bed. You asked for help, and it looks like a lot of people are willing to negotiate ways they’re willing to help. But you’re not willing to work that hard. I did, but you won’t. What’s wrong, can’t make deals?
If ***** ***** takes over this web site, all deals are off. I want the authentic Casey Serin through to the bitter end. (regular work? prison? car and computer repo? bankrupcy? Or hard work and the grace of God delivering you from the jaws of despair?) I need to hear it in your own words, Casey. “I worked 60 hours over five straight days and I’m really f****** tired.” That would be priceless.
March 30th, 2007 at 7:48 pm
Hi Casey -
I had dinner and I’m back on line. The answer was good. I’ve never done paypal….
If someone can tell me that “paypal” will not be providing Casey with any of my private information (i.e., name, e-mail address, home address, etc.) or my credit card number.
If so, I’ll send that $5 right over and ask more questons.
March 30th, 2007 at 7:54 pm
WOAH!
You certainly SHOWED ME! On the last post I was all like “You’re not making any kind of regular money” and you were totally like “Nuh-uh, I make lots!”
Well I stand totally corrected. Only someone who had been working consistently for weeks would have to beg and humiliate himself for $180. Boy I feel dumb now!
March 30th, 2007 at 7:54 pm
In post #23, you said
“I would rather not pay the bills now then keep borrowing deeper and deeper. How deep can I go?”
Do you not know the difference between “then” and “than”. Or are you telling us that you plan in going further underwater?
March 30th, 2007 at 7:56 pm
Is ‘n’ doing the moderation while Casey grabs dinner?
March 30th, 2007 at 7:59 pm
FREE MODERATION: For a limited time tonight, if you pay $10 I will give you the right to post your comments freely on this blog without moderation for one month. After that we’ll renegotiate. The only thing is that you gotta follow a few simple rules: no bad talk about G, no personal attacks, no sexual jokes, keep it reasonable, that kind of stuff. If you start misbehaving I will warn you and then I will have to turn off your account (Like google did to me). No refund. I will be reasonable though. You asked for it, you got it. Any takers?
March 30th, 2007 at 8:04 pm
I’m upto $86! Lets keep this thing going. Any more questions or requests?
March 30th, 2007 at 8:04 pm
quote:
FREE MODERATION: For a limited time tonight, if you pay $10 I will give you the right to post your comments freely on this blog without moderation for one month. After that we’ll renegotiate. The only thing is that you gotta follow a few simple rules: no bad talk about G, no personal attacks, no sexual jokes, keep it reasonable, that kind of stuff. If you start misbehaving I will warn you and then I will have to turn off your account (Like google did to me). No refund. I will be reasonable though. You asked for it, you got it. Any takers?
:quote
Bad deal. You ARE moderating. You are just PRE moderating. And you’re leaving the people far too moderated under your “being reasonable” clause.
No deal.
ASW: What about T’s offer?
March 30th, 2007 at 8:05 pm
$50 if you post copies of all loan documents that show what your stated income was and copies of documents showing how much cash back you received at closing.
$10 if you tell us the entire story about why Duane dumped you.
$5 if you tell us why Savy Chris dumped you.
March 30th, 2007 at 8:07 pm
$25 for posting a current credit report from one of the three major bureaus or your FICO. You must post the entire report, and it must be dated March 26, 2007 or later. This will be verified by tradelines (ie reported foreclosures) dated March 2007.
You are permitted to black out current living address, SSN and credit card numbers but all debt amounts and names of creditors must be shown. The free credit reports everyone gets once a year are acceptable.
Come to think of it, I’ll give you $30 for your FICO because that costs money.
March 30th, 2007 at 8:10 pm
How much does it cost to send a moneygram? Is that cost included in the $220 or will you need that donated as well?
March 30th, 2007 at 8:10 pm
93. Robert Coté
People are desperate for information. Some have been unbelievably generous in their support of that goal.
Casey, I’d slow the moderation back down again.
You can make a lot of money when people are “desperate” for your information.
Seems to me you’re selling yourself too cheap. I’d hold out for more of that “unbelievable generosity.”
March 30th, 2007 at 8:10 pm
Friends, Romans, fellow citizens, haters, and assorted others, tonight is a special night. It is our chance to give back to this blog. Who among you wouldn’t have paid a few dollars for the humor and entertainment for the past seven months? I just donated $20 to the Serin family coffers - if Casey buys himself a Jamba Juice, pays Cash Call, or bets it on the ponies I really don’t care. So Casey, enjoy the money (and if you buy Cali state lottery tix and hit the big one remember me).
March 30th, 2007 at 8:11 pm
This old Russian proverb keeps running through my head………
“Don’t spit in the well, you might need to drink from it!!”
Didn’t your babushka ever say that to you?
Before I ever begged for money I would work my fingers to the bone. I’m sure part of you is thinking that a w-2 job with a regular paycheck would sure beat the degradation of begging and selling yourself for the paltry sums of 10 and 20 dollars. This is so unbelievably pathetic.
March 30th, 2007 at 8:12 pm
I don’t understand why you are paying cashcall anything.
Are they your priority? Don’t you have other lenders in line?
How are you going to pay them the next time they want money? And how are you going to pay back all the money you owe them?
You know it is probably compounding faster than you can pay it off anyway.
I just don’t understand why you are jumping to pay cashcall right now. Is it because they harassed you the most?
Check your priorities. Also, if you are going to file bankruptcy anyway, you have to be careful which lenders you are paying off now. The other lenders won’t be happy if you just pick one to be paying just before you file.
I know you don’t want to file but check your balance sheet. It will be impossible for you not to. You need to take the hit at some point.. why are you paying cashcall now?
March 30th, 2007 at 8:15 pm
I will give you $30 _cash_ (don’t need to pay any % to Paypal, and you’ve got the money instantly) plus buy you a JJ wheat shot in exchange for your signed Blue Ball.
I could meet you at the Jamba Juice on Truxel tomorrow morning at 10am.
Drop me an email.
March 30th, 2007 at 8:17 pm
Who are the morons giving him money? He refuses to work, he puts down the educated, puts down people who work, this is one of the first times he’s actually facing ANY tangible consequence to his repeatedly fraudulent actions and smarmy, entitled attitude… and you’re bailing him out?! Stop giving him money!
March 30th, 2007 at 8:19 pm
Why don’t you sell that shelf full of guru books on eBay and make some money? It won’t help with Cashcall but it will help with the other expenses.
March 30th, 2007 at 8:23 pm
Since PayPal charges Casey 30 cents per transaction, I think I will donate exactly 1 cent.
That way, Casey will have to spend 29 cents.
Sweet… what a winwin!
March 30th, 2007 at 8:24 pm
I’m not donating squat!
March 30th, 2007 at 8:25 pm
I will pay you $100 to defecate into a jar and send it to me via mail.
TIA.
March 30th, 2007 at 8:26 pm
@It’s All Good. I am not going to permanently change the anit-spam words for only $10. How about for 1 week. I will enabled them right away:
“honesty, job, earn, work, effort, payback, responsibility, accountability, contribution, results, longterm”
If you don’t pay within 1 hour, i will change them back. What do you say?
March 30th, 2007 at 8:27 pm
Let’s see if you can stay online until 4am, keep posting so i know ur online.
i’ll give you $100 for stay up.
easy task,.
March 30th, 2007 at 8:28 pm
I was offered $65 for the shelves and $45 for the juicer. So, I checked with the Mrs. Sorry Jack LeLane and Ikea goodness is not for sale right now. It was a pretty generous offer though. I offered to sell my snowboard and/or my real estate seminars but he didn’t want it. Any takers for RE courses?
March 30th, 2007 at 8:29 pm
I’m not willing to pay $10 for conditional moderation. I am, however, willing to donate $20 if you buy groceries with the money.
March 30th, 2007 at 8:29 pm
The only time he’s paid attention to moderating comments in weeks and it’s because he wants cash. The only time he pays attention to anything in his life is when he thinks he can get immediate cash from it.
Giving him money is only reinforcing his behaviour - his entitled attitude, his absolute REFUSAL to stop spending money on crap like Starbucks, his refusal to work - and his ideas that ‘it’s all good,’ and it’ll be fine.
He made this bed, let him lay in it. Please, please stop giving him money.
March 30th, 2007 at 8:29 pm
Casey, how comes months ago, you never figured out putting your blog to use and selling cafe-press merchandise thru it?
Not that it would have helped, you’d probably have blown all the wedge of wheatgrass anyway, leaving you begging for money anyway.
Anyhoo, at this point you may as well just ignore cash call. They are literally the least of your worries.
March 30th, 2007 at 8:30 pm
Casey, I don’t think you’re in a position to try and coerce anyone. You’re groveling for bucks on a Friday night. The only difference between you and a hooker is that you’re not standing on a corner.
March 30th, 2007 at 8:31 pm
LOL @ Ikea goodness
March 30th, 2007 at 8:33 pm
I’ll PayPal you $1,000.00 US American Dollars if you shut down this site permanently and don’t start another blog.
March 30th, 2007 at 8:34 pm
$100 for all your RE Courses
sweet~
March 30th, 2007 at 8:34 pm
$299 Casey…here’s the forms.
March 30th, 2007 at 8:36 pm
@WINEX:
$10 Why Duane dumped me: he didn’t like the progress that I was making on negotiating payments with creditors, also he was getting a lot of bad publicity because of the association with me. He said he even lost one of his www.rei.tv trainers because of it. That’s not a good thing.
$5 Why Chris dumped me. He never dumped me. I still do jobs for him but not every week. So its not very consistent.
Please pay for these answers or ask for clarification. If I don’t receive payment I will stop answering questions without first getting advanced payment. Thanks!
Cashback: I’m willing to take a picture of one of my private cash-back agreements with the seller for $75. That’s pretty sensitive information so you either take it or you don’t . Tonight only for that price. Advance payment needed. I haven’t screwed anybody tonight. You can trust me.
March 30th, 2007 at 8:36 pm
RE courses? no thanks!
March 30th, 2007 at 8:37 pm
During the tech downturn, I once made $21 last for three works worth of food.
Pasta, peanut butter and jelly sandwhiches, mac and cheese and top ramen.
You’re paying 200 in cell phone bills each month?
Wow. You’re gonna need more than luck.
March 30th, 2007 at 8:37 pm
@Lost Cause: Should I have a bankruptcy attorney do my bankruptcy? My situation is pretty complicated…
March 30th, 2007 at 8:40 pm
#127. T: If you give me $20 I WILL buy some groceries tomorrow morning and take a picture of it along with a receipt. You can even pick out the items that you want me to buy. Rice and beans? Top-ramen?
March 30th, 2007 at 8:41 pm
Looks like Cashcall repossessed your remaining dignity.
March 30th, 2007 at 8:41 pm
Those telling me to stay up till 4AM or whatever… I am willing to do it but I need to know you’re serious if I’m going to go another night without sleep. I want to get some money every hour to keep me going. If you’re serious, I’m waiting…
March 30th, 2007 at 8:42 pm
Casey,
You’re bankrupt. You won’t be able to pay off your debts, you need to file and make a fresh start. That’s the purpose of bankruptcy. Yes, you won’t be able to borrow any more money, but that’s a good thing. Debt is stupid. Pay cash. You seem to like the internet, get a job using your skills. That guy who says being an employee is bad is an idiot. You can be an employee and have your own business at the same time. Millions of people do this.
March 30th, 2007 at 8:42 pm
asw: itsallgood
Nice work if you can get it. When you get this money will you be sending it to cashcall? Inquiring readers want to know?
March 30th, 2007 at 8:43 pm
Stop offering Casey money!
March 30th, 2007 at 8:43 pm
So how much do you have so far in donations? Maybe you should update us.
March 30th, 2007 at 8:43 pm
Is someone threatening you with bodily harm?
March 30th, 2007 at 8:44 pm
Casey, more detail on the Duane situation.
Just saying that he wasn’t happy with your progress is not enough.
What did he ask you to do?
What was your response/why didn’t you do what he asked?
As for Chris, why aren’t you doing the $3k a month consulting agreement? Does he not have enough work? Was he unhappy with your skills? What gives?
As for the loan documents, sorry, it’s got to be for each and every loan that you have. You can obscure information like Social Security Numbers. But I want to see all the stated income amounts, and the amounts of cash back at closing.
Even though you haven’t given me complete answers to my questions, as soon as I hit submit, not only am I giving you the $15 I promised, but there is a $5 tip.
I do expect you to give more complete information for the money.
March 30th, 2007 at 8:44 pm
Photo of you with your shirt off. Flexing.
$50
Hubba hubba!
March 30th, 2007 at 8:45 pm
We are experiencing here in real time tonight that Cashcall CAN squeeze blood from a stone.
I’ve never seen Casey so motivated to catchup on a payment. Mark my words, Cashcall will take market share in the subprime market and will be one of the high yield lenders at the top of the industry.
Too bad I didn’t invest in them sooner.
Casey, maybe you have a future working for Cashcall… since you know the process well from the inside. You are more germane, contemporary and at least as photogenic as Gary Coleman.
Big Cheese
March 30th, 2007 at 8:45 pm
I’ll donate $10 if take a picture of yourself sitting on the ground against a lampost on the corner drinking one of these:
www.bumwines.com
March 30th, 2007 at 8:46 pm
“For a limited time tonight, if you pay $10 I will give you the right to post your comments freely on this blog without moderation for one month.”
Casey, the bigger issue is the lag time. If people want to rag on you there are other places to go. When someone posts a message they expect to see it up as soon as they press the Submit button. Waiting 24-48 hours is totally unacceptable.
Remove the moderation, rebuild your site traffic, get the ads back up to generate some income. Otherwise people who like to discuss the Casey Chronicles will continue to post elsewhere.
March 30th, 2007 at 8:47 pm
“Casey Serin
March 30th, 2007 at 8:40 pm
#127. T: If you give me $20 I WILL buy some groceries tomorrow morning and take a picture of it along with a receipt. You can even pick out the items that you want me to buy. Rice and beans? Top-ramen?”
I don’t want to humiliate you into eating what I think you should, Casey. I just want you to learn how to stretch a buck buy preparing your own meals. You may pick out your own items. The money has been sent.
March 30th, 2007 at 8:48 pm
WOW!!!!!!!!!!!!!!!
screen shot of my paypal account to follow shortly
March 30th, 2007 at 8:49 pm
Casey, you should allow people to put notes in the Paypal contributions. I don’t use a real email here. But you just received $20 from me.
Now, back to more complete answers and the big money question…
March 30th, 2007 at 8:49 pm
@Casey: I am not going to permanently change the anit-spam words for only $10. How about for 1 week. I will enabled them right away:
“honesty, job, earn, work, effort, payback, responsibility, accountability, contribution, results, longterm”
If you don’t pay within 1 hour, i will change them back. What do you say?
I say “no deal”.
ASW: loose
March 30th, 2007 at 8:49 pm
Casey,
did you get the $1000 i sent you thru paypal?
did i sent to the wrong casey??
March 30th, 2007 at 8:50 pm
Go see your attorney and file for bankruptcy.
Now you see the seriousness of the situation.
Let’s see.
I’m not a lawyer or an attorney and I cannot give you any legal advice.
Here are some of my opinions
You are paying certain amount of money monthly.
File for bankruptcy and everything will be eliminated.
Move in one of your home, and I don’t think the bank will take it from you. That means you have equity now.
It’s what I think from what I’ve compiled from many bloggers here.
Go see an attorney immediately.
After you file for bankruptcy, get jobs and monetize this blog legally as soon as possible. Don’t delay. Act.
Good luck little buddy.
March 30th, 2007 at 8:50 pm
Casey, if you do a Paypal screen shot, remove my personal information.
March 30th, 2007 at 8:50 pm
You guys are crazy — you have nothing better to do on a Friday night, besides giving friend Casey here money! (I know I don’t but I’m not spending my hard earned $$ on him).
March 30th, 2007 at 8:51 pm
Seriously, how can you pass yourself off as a consultant when you use grammatically incorrect phrases such as “loose the client” and “advice the client”? Smart sixth graders can distinguish nouns and adjectives from verbs. Why can’t you?
March 30th, 2007 at 8:51 pm
My prayers have been answered!
$936.19 so far!!
March 30th, 2007 at 8:52 pm
@ T
I must say that you are quite a good lady. I have read your posts at EN and here, and do admire what you stand for.
March 30th, 2007 at 8:52 pm
Gimme a momment to post a screen shot with names blurred out. I will get to the other questions too… just hang on.
March 30th, 2007 at 8:53 pm
Casey,
I’ll pay you the full $240 if you will agree to be interviewed for one hour by T/Nacho. You have to fully and honestly answer ALL her questions to her satisfaction.
That’s $240/hour………
I’m serious so don’t play coy or tap dance around the offer.
What do you say? A simple yes or no. If yes, we’ll put the deal together.
March 30th, 2007 at 8:53 pm
You see that, Casey? We’re not all haters after all.
Stanley has offered $240 for you to do another Talkshoe interview with me. He’s requesting a one hour interview.
Are you up for it?
March 30th, 2007 at 8:54 pm
Oops - wrong link. It’s:
www.bumwine.com
March 30th, 2007 at 8:45 pm I’ll donate $10 if take a picture of yourself sitting on the ground against a lampost on the corner drinking one of these:
www.bumwines.com
March 30th, 2007 at 8:55 pm
And now, you will be giving 10% of this to your church on Sunday, correct? Or will they be the subject of a bitter April Fool’s joke?
March 30th, 2007 at 8:55 pm
My offer is off. Just for fun I’ll throw out a new one:
$10 for your 2005 W-2 from Pride Industries. Must be an obvious paper copy.
March 30th, 2007 at 8:55 pm
$900+ ??
That’s crazy!!
March 30th, 2007 at 8:56 pm
so you suckered 86 dollars out of people in donations, and when you were offerred a chance to nearly meet your goal by selling a set of shelves and a dresser, you blew that off? you can always get a new shelf and kitchen appliance.
March 30th, 2007 at 8:56 pm
I’m glad your prayers have been answered.
Good luck with paying off cashcall.
At least you are starting to do the right thing.
Also, please take into serious consideration on the topic of bankruptcy.
March 30th, 2007 at 8:56 pm
Paypal will clear casey’s account soon……. fraud & scam..
March 30th, 2007 at 8:56 pm
Holy cow! Maybe you have stumbled onto something after all. Is this all in small donations or is there a really large donation stuck in there somewhere?
March 30th, 2007 at 8:57 pm
There is only one solution for your problems - that is bankruptcy and if you were vaguely rational and realistic that is what you would be collecting money for. But I am finding this whole donation thing amusing.
March 30th, 2007 at 8:57 pm
Eat a bug! EAT A BUG!!
Oh man, I’m sitting here crying! This is hilarious! *wipes tear* All this time - ever since I first tuned in back in September - I knew. Just KNEW. Knew that, sooner or later, it’d come down to Casey eating a bug for cash.
Best part.. when there’s no one banging on your door demanding their money, it’s all good - all just a business loss, no big deal, money coming in through contract work, made a few mistakes but we’re coming back, etc etc etc. But suddenly when you’ve got tonight to put together two hundred bucks, it’s all about the tragic financial mess, oh my God, they’re really coming to get me, I’ll eat a bug for cash! You could run a clock on those mood swings!
This is just a big load of special, man. Seriously, this makes the whole trip worth it. Good show.
March 30th, 2007 at 8:59 pm
Casey -
I am sincere.
I’m serious.
do you see my e-mail account when you get this comment? If so, that is my personal e-mail address. That is my real name.
If you promise to be honest and admit that you are in a horrible situation of your own making and answer some tough questions we’ve all had, then I will send you $250.
E-mail me at my account. Send me your phone number and I will call you.
This is a one time only deal.
Tomorrow I go back to being mean and tough and frustrated. I will continue to tell you to get a job. I will continue to hold you accountable for this mess you’ve found yourself if. I will continue to be frustrated and angery that you waste $$ that should be going towards debt repayment…. I will continue to question your honesty and motives. I will continue to tell you to seek mental help because I do believe you suffer from bipolar disorder and need help to face and understand this horrible disease.
March 30th, 2007 at 9:00 pm
OMG- nice job Casey. Does this mean you are going to bed early?
Please, please make sure you don’t sleep in and not pay Cashcall on time thereby negating all the support. That would really multiply the haterz.
ASW: sweet
PS- I thought you were going to change these words… guess you will get to it later.
-Big Cheese
March 30th, 2007 at 9:00 pm
I do believe ‘N’ has lost the right to call us haters…
People don’t easily give $1000 to someone they hate.
March 30th, 2007 at 9:01 pm
G in a bathing suit gets you $25.
March 30th, 2007 at 9:01 pm
Amazing!!!!!
March 30th, 2007 at 9:02 pm
WILL CASEY TAKE THE SEVEN MONTH CHALLENGE?
I listened to both calls in their entirety.
The first observation that comes to mind is that Cash Call was actually quite polite and businesslike. No bullying, no threats, nothing unseemly. They were professional and considerate.
The second observation is what a practiced con man and deceiver the lad Casey has become. He did not tell the poor Cash Call guy he was going to broadcast the phone call around the world. Nor did he tell him his true situation–he deceived him with evasive remarks indicating that his “business” had recently “declined.”
What a pathetic mess.
However, for the entertainment value, I am quite happy to contribute $10 for the one month unlimited moderation.
March 30th, 2007 at 9:04 pm
@Stanley… I will do the interview with T/Nacho tonight for $240 no problem. If you can give me a $24 downpayment I will get it going right away.
March 30th, 2007 at 9:05 pm
Casey,
please refund my amount for $800, you can keep the $50
i did a typo, it should be $8.50
pls return the money to me ASAP
March 30th, 2007 at 9:06 pm
who would be that stupid to send you $850?
March 30th, 2007 at 9:07 pm
Holy crap. You have some wealthy readers. I can’t believe one person just dropped $850 on you.
March 30th, 2007 at 9:07 pm
Casey,
Let me know what she says please. I’m going to the gym but will check back in about 2 hours and if I see the picture I make the payment.
You found your calling Casey.
-Big Cheese
March 30th, 2007 at 9:07 pm
One person sent $850? What for? Anyway, when using Paint, the best way to hide something is to select the rectangle tool (right, second from bottom - use the bottom of the three fill options that appear!) with any foreground color and then drag the rectangle over whatever you want to redact. Sometimes white is the best, it doesn’t draw a bunch of attention, but black works fine. What you are doing by selecting the fat pen and drawing a line over the part you want to redact is more work and it looks worse. Try the rectangle tool. Once you go rectangle, you won’t go back. Trust me, I know what I am doing.
March 30th, 2007 at 9:09 pm
Casey,
Fair enough. Let me see if I can get in touch with T/Nacho and will get back to you ASAP
March 30th, 2007 at 9:10 pm
I’m glad that you’re somewhat learning that in order to earn money, you need to work for it.
March 30th, 2007 at 9:11 pm
I guess you have money for a bankruptcy attorney now. It sure beats free advice from the likes of N****. Either way, take a trip to the public library, and educate yourself.
March 30th, 2007 at 9:17 pm
So did the person who sent $850 make a mistake??? Is that even refundable? Can you get the money back?
March 30th, 2007 at 9:17 pm
Casey,
please refund my amount for $800, you can keep the $50
Eek! Casey, please take care of this refund right away.
March 30th, 2007 at 9:18 pm
the guy who paid $850 mad a typo…should have been $8.50
Casey you got to correct that. He’s letting you have $50 but you should only take $8.50…let see your integrity here
March 30th, 2007 at 9:19 pm
I just sent you an e-mail.
Did you get it?
March 30th, 2007 at 9:20 pm
Casey,
anything short of 2 million won’t be enough. You could probably spend the next 20 years paying off $200,000 at your current skill/education level, but no more than that.
I can’t believe you’d even consider sending that money to the scumbags at Cashcall. Your best move would be to use that money for whatever maintenance and repairs your Jetta might need.
March 30th, 2007 at 9:20 pm
Big fat oops for #188
That really sucks, let’s see how moral and ethical Casey is. Will he return the $800.00?
March 30th, 2007 at 9:20 pm
OK,
Thanks to all, I covered my nut for awhile™. I have worked extraordiarily hard today, so I will forego my regular evening meeting with poential investors™ and go to bed. I will resume moderation™ in 72-96 hours™
March 30th, 2007 at 9:21 pm
The person claiming they made a $8.50 typo is fake. They didn’t even provide a real address.. good joke though.
March 30th, 2007 at 9:23 pm
Dude, that $850 guy made a mistake. Own up, be a man for once in your life, and give him the refund.
We all make mistakes, right?
March 30th, 2007 at 9:25 pm
congrats!
now my request, pay some bills- please.
March 30th, 2007 at 9:25 pm
Casey,
I think you should email the person who sent you the $850 (their email will appear in your paypal account) and ask them if they made a mistake. Just because the person didn’t use the correct email when posting here doesn’t mean that they’re fake and that the mistake wasn’t an honest one.
March 30th, 2007 at 9:28 pm
Oh man, what tragic irony. Casey has the money but now the donator claims s/he made a mistake to the tune of 8 big ones!
So will he take the money and run or return it?
FWIW, my offer still stands. $10 donation for pic of you drinking a bumwine while sitting on the corner against a lamppost. The bumwine only costs $2/bottle. You get loaded cheap and make eight bucks!
www.bumwine.com
March 30th, 2007 at 9:28 pm
so who’s that wonderful person who gave you $850? This is 4 months worth of cashcall payments!
People, stop giving Casey money!!!!!!!!!!!!
March 30th, 2007 at 9:29 pm
Bummer if the $850 was fake — over $24 fee on that. And I think there is an additional fee for reversals.
March 30th, 2007 at 9:30 pm
If someone sent him $850 via paypal by mistake, they can send him an email from the email address on their paypal account as proof of identify. I personally think some kind hearted soul sent him 850.
March 30th, 2007 at 9:30 pm
@Big Cheese… I thought about it and decided NOT to ask her. Sorry man. I don’t want her to feel like I’m trying to sell her on the blog.
March 30th, 2007 at 9:32 pm
Oh man, who will believe casey? Does seem a bit suspicious that the amount skyrocketed so fast.
Casey, I’ll drink some bumwine with ya if you agree to do the stunt. Maybe I’ll make a similar keyboard error in your favor and won’t realize it till wake from my stupor in two days. $10 could be $100… or a $1000. Anything is possible under the magic spell of a good bumwine.
My preference is for Apple-flavored wild irish rose. What do you like?
I bet if you do it you’ll get a lot of tips.
March 30th, 2007 at 9:36 pm
#216. Jon: $10 to make a fool out of myself drinking wine by a post is not enough… I do like to enjoy a nice glass (or bottle) of wine. My favorite kind is red. I’m not a wine snob enough to be particular as to which kind or price it is. Two-buck chuck is great.
March 30th, 2007 at 9:36 pm
@Casey @Big Cheese… I thought about it and decided NOT to ask her. Sorry man. I don’t want her to feel like I’m trying to sell her on the blog.
That was the right thing to do…
March 30th, 2007 at 9:38 pm
@178: that is SOOO FUNNY! . ..
I am torn between revulsion at the outright begging and joy that KC has finally managed to monetize the blog. don’t sell yourself short, KC. you have viewers that will pay $$$.
However, a fool and his money are soon parted. So I expect that whatever $$$ you make will be squandered. When will you wake up and realize that you are competing with the swine for food?
As you have put yourself into this mess so you can get yourself out of it if, and only if, you make some serious lifestyle changes. Will today be the day?
March 30th, 2007 at 9:39 pm
Okay, if I were to send you a thousand dollars, what would you do?
ASW: millions
March 30th, 2007 at 9:41 pm
Casey -
I’ve e-mailed and called you. What gives? I am sincere.
You’ve not called me back nor e-mailed nor posted. What gives?
March 30th, 2007 at 9:41 pm
I would love to believe that there is a kind person who would give Casey $850, but deep down I think that within 30 days, this will be a chargeback, and Casey will end up in a greater world of hurt.
March 30th, 2007 at 9:44 pm
$1,060.90
This thing took on a life of its own… craziness!!
March 30th, 2007 at 9:47 pm
Casey, can you keep us updated with the paypal pics?
I think you’ll attract more that way.
March 30th, 2007 at 9:48 pm
I noticed a couple of things from the interview
1) Casey was somewhat dishonest as to the purpose of recording the call.
2)Casey said the male Cashcall employees name toward the end of the interview. I know what it is and will post it over at EN because I’m sure it will get deleted here, and overwirtten on the interview. Someone from EN should contact this Mr. **** at Cashcall with the entire scoop on Casey.
3) Casey told the female employee at the end that he just paid rent which cleaned out his account, but he noted on this blog that he was a couple months behind on rent. Which is it?
March 30th, 2007 at 9:50 pm
Casey, please provide us with an updated list of your required tasks for money spent.
Many thanks.
March 30th, 2007 at 9:50 pm
Casey,
Stanley has sent me the money via paypal. He is traveling out of state early in the morning so we’d like to set up the Talkshoe for tomorrow.
He has entrusted me with the money and has authorized me to send you a down payment of $50 with the rest payable at the end of the interview.
The interview will last for an hour. You’re to make the interview available for download and then I will send you the rest of the money.
Do you agree to these terms?
March 30th, 2007 at 9:50 pm
Make sure ‘N’ knows how bad we’re hatin’ on you tonight.
I think he abandoned his new blog…
March 30th, 2007 at 9:53 pm
@Lost Cause I would love to believe that there is a kind person who would give Casey $850, but deep down I think that within 30 days, this will be a chargeback, and Casey will end up in a greater world of hurt.
You may be right.
Casey - the smart thing to do would be to leave that $850 alone for awhile. Looks like you’ll have enough without it for CC tomorrow.
March 30th, 2007 at 9:54 pm
CS says: “I’m touched and overwhelmed by everyones’ generousity!”
March 30th, 2007 at 9:58 pm
I was just on the phone with somebody on the blog. He gave me a lot of good advice. Thank you!
Thank you all for your ongoing support!! This is truly amazing and overwhelming.
Also I just spoke with Annie and she will be asking me questions tonight for a while. I will do my best to be as honest as I can without compromising my prior agreements with people to keep certain info confidential.
March 30th, 2007 at 9:58 pm
You’ve fallen bass-ackwards into a great idea, Casey
The “Get Casey Out Of Debt” Telethon - Similar to the one Jerry Lewis does for muscular dystrophy.
The higher the number goes, the more the hyper-competitive people of America will want to increase that number.
You should post a bar graph online, with the your goal at the top, and the current amount beside it.
March 30th, 2007 at 10:00 pm
Hi Everyone:
I just spoke with Casey - we have an agreement - he will blog tonight. He will take questions - tough questions - and he will answer them.
He did say that there are certain things he may not feel comfortable disclosing.
So - here we go:
Casey - you took out a $22,000 loan a few months ago. You also took out a $5,000 loan, plus $3,000 from a family friend. You still owe the friend and the notes are due in a few weeks - two questions:
In all, these personal loans total $30,000. What did you spend the money on? We know you weren’t paying CashCall, making mortgage payments or credit card payments. How can you account for this money? Where did the money go?
As stated, these notes are due, with interest, in a few weeks. How are you going to pay them off?
What did yo
March 30th, 2007 at 10:01 pm
Casey will be back begging in a few weeks. Might want to spread dem donations out.
March 30th, 2007 at 10:01 pm
Man, this is getting interesting!
Keep up the good work.
Please, people, do not give Casey any money!
March 30th, 2007 at 10:01 pm
Casey, I just sent you 1 Grand.
Check paypal!
Sweet
March 30th, 2007 at 10:02 pm
Will this post break the comment count record????
March 30th, 2007 at 10:03 pm
That’s too bad casey, you’re missing a sweet opportunity. Post that pic and you know the money will start pouring in. Write iamfacingforeclosure on the brown paper bag.
#216. Jon: $10 to make a fool out of myself drinking wine by a post is not enough… I do like to enjoy a nice glass (or bottle) of wine. My favorite kind is red. I’m not a wine snob enough to be particular as to which kind or price it is. Two-buck chuck is great.
March 30th, 2007 at 10:04 pm
232. Vinnie
Yup, this is a regular troll-a-thon.
Won’t you please help one of Jerry’s kids™?
March 30th, 2007 at 10:06 pm
Casey, Turn ON CNN NOW!!
YOU’RE ON CNN ABOUT THE DONATIONS!!!
March 30th, 2007 at 10:07 pm
I am in utter shock!
I am going to start my own website.
This one is for my 21-year-old who works 2 jobs and goes to school full time. She is 2nd in her class, and is living on her own, 1500 miles from her family. She made mistakes. She got into some drug trouble in high school and made some bad decisions. But she learned from them, and turned those lessons into strength. I could not be more proud of her. She does not drink Starbucks or Jamba Juice. She makes fun of her broke friends who act like Casey.
I cannot believe that this criminal can get this much money in a few hours. My daughter’s 1991 LeSabre with 70k miles on it needs some work. Her books this semister ran around $480. She is coming for a visit next week, (a gift from her grandparents) and we are going to have a real treat going to the DENTIST to get 2 cavities filled.
We will not go out to eat, but you had better believe I will cook a spread for her that she will be bragging about in her dorm for a week. (And it will cost less than one meal and a drink at Macaroni Grill)
I am moved by the generosity and compassion that I have seen here tonight, but I can assure you that there are MANY people out there that are MUCH more deserving of a helping hand.
This guy cannot even make a 30-minute phone call to help the Utah couple, and you people want to reward him? I am sorry. I am not biting.
As a matter of fact, I am going to send my daughter a gift card from Starbucks tomorrow.
March 30th, 2007 at 10:08 pm
Casey,
Here is a pic of my paypal account to verify that Stanley has sent me the money.
http://img243.imageshack.us/im.....palib5.png
Do you agree to the terms?
It’s been a long day and I’m ready to crash so please get back to me ASAP.
March 30th, 2007 at 10:08 pm
@233 Annie — this is not wise. who cares if “casey will blog tonight” and if “he’ll answer tough questions.” I hope you did not waste too much money on this.
March 30th, 2007 at 10:09 pm
Next Question:
You promised to change the antispam word. It hasn’t happened yet. Why?
March 30th, 2007 at 10:15 pm
Casey,
$5 Paypal if you take a picture holding a note saying
“James = Looser…. RA! FFC”
March 30th, 2007 at 10:18 pm
Hey Serin, you oaf. That $850 was fraudulently sent from a hacked credit card. I’m sure you’ll have fun with PayPal when they cancel your account in about 48 hours. Good luck with that.
March 30th, 2007 at 10:18 pm
Hi KC,
I just donated 10 bucks.
Have a jamba juice on me.
The comments tonight are worth every dirty penny.
March 30th, 2007 at 10:19 pm
only in America! go Casey go!
March 30th, 2007 at 10:22 pm
How about updating the balance sheet? I’d also like to see a statement of cash flows for the next 31 days.
I’m in a moral quandary about donating. On the one hand, you are a wonderful source of schadenfreude and surely your entertainment value is worth something. On the other hand, would I be rewarding your past immoral financial behavior? More important is, would I delay or prevent you having an epiphany of insight into your present life that leads you to ‘turn your life around?’
asw = equity
March 30th, 2007 at 10:23 pm
#233. Annie
Ok here we go:
$2,100 from a friend.
That was a loan I originally took out to put a earnest money deposit on a fix-n-flip deal I wanted to tie up under contract and assign to an investor for $5K. (See the post Borrowed $3000 to launch a come back). The sellers rejected my offer ‘cuz it was too low. Not much of a come back.
I promised to pay him back with 10% flat interest whenever I pay it back. So I paid him $1,100 right away and used the rest for living expenses and catchup some loans (more digging, I know)
I maintain contact with my friend and he has been very patient with me. As soon as some of my big deal come through I will be paying him back. He is a good friend of mine and I’ve borrowed money from him in the past and always paid it back. So I intend to keep our relationship going.
$5000 private loan… that was used to do the corporate credit consulting. I checked with a couple of different lawyers and there is nothing wrong with this strategy as long as I use the corporation to do a ligitamate business. The consultants are helping me out and we have already seen some initial success. It’s a long process though so I don’t have any major news to share quite yet.
The guy who gave me the loan is actually a friend of mine too and I’ve done business with him in the past. He trusted me even though he knows my entire situation. I’ve managed to pay him as promised. He will extend the loan for me if needed to give me some extra time.
I should have a way to pay off that loan very soon. I’m working on some deals through the corporation and via other partners that should be good money makers. But it’s too early to speak of it.
$22,000 private loan. Some people already figured what that loan was used for (education). I’ve missed some payment on this loan but I’m trying to catch up right now. The loan is giving me a really good opportunity to improve my financial situation. It should be paying off very soon and will allow me to pay off the loan and hopefully take care of other loans.
Basically, besides the tech jobs, I have a lot of “stuff” in the works that I can’t really share on this blog. However some of the stuff is taking a while to materialize. That’s why I’m having money problems lately.
Annie, how is that?
March 30th, 2007 at 10:23 pm
@225
i also listened to the cashcall call .. . . there is no need for KC to give a reason why you want to record the phone call, although he did. They say either “yes” or “no” depending on what their legal department will let them. It doesn’t really matter the reason you give them, either their legal dep’t will or won’t let them.
KC:
Why don’t you pick a small loan to pay off with this windfall? You will feel SOOOO good once you do. Please don’t just piss it away. . . .. . be responsible and make every CENT count.
I bet you could get a few hundred for changing the ASW. Everyone HATES them that much.
March 30th, 2007 at 10:28 pm
$22K for “education”?? It’s a whole year for private college tuition!
March 30th, 2007 at 10:30 pm
#247. PayPal…. yeah right, is that why you’re using —-@yahoo.com as your email address? Come on people. If you’re gonna make stuff up at least make it half-way believable.
March 30th, 2007 at 10:31 pm
@240 I am calling BS!
How do you get to pay off $30k in bills “very soon”? I think that Annie deserves the truth, not candy-coating, since she IS paying you for answers.
How about “I want to pay it off very soon but I am not sure how”. You won’t ever achieve anything if you can’t tell yourself the truth.
Take this windfall and pay off ONE creditor IN FULL!
March 30th, 2007 at 10:33 pm
Okay — here’s a “tough question”:
How much money total did you get from cashback at closing?
March 30th, 2007 at 10:35 pm
Casey. Will you do it or not?
March 30th, 2007 at 10:37 pm
Still offering moderation-free commenting for one month for $10. Email me if you want to signup.
March 30th, 2007 at 10:39 pm
@Capt_Nixon: yes I will, but can you please do $10. Because it will take me a little bit of time and I will have to leave the computer. The moderation will slow down. How about it?
March 30th, 2007 at 10:39 pm
$1,070.21 and counting…
March 30th, 2007 at 10:40 pm
Okay Casey:
I’m listening to your call - boy you sound sad.
It must be tough to be broke and have to beg a bill collector. That is horrible. What a sad situation.
What is your current CashCall balance? I heard the guy say you owe in excess of $10,300. They are willing to let you payoff now as a “settlement” for $9,700.
Do you really have someone willing to give you $9,700 settlement? You don’t have to give us the person’s name, just be honest with me. You indicated you had been talking with people in your “circle of friends.” Is this true, or just something to say to the guy at CashCall?
March 30th, 2007 at 10:41 pm
Your explanation of the $22K loan was about as vague as possible. $22K for what? That wasn’t just for NR in Phx was it?!
The loan is giving me a really good opportunity to improve my financial situation. It should be paying off very soon and will allow me to pay off the loan and hopefully take care of other loans.
Frankly, the above sounds like content-free delusional BS.
March 30th, 2007 at 10:44 pm
@Capt_Nixon… i’m trying to find my webcam… gimme a moment
March 30th, 2007 at 10:46 pm
Ok Casey. Agreed. $10. Sending to you now.
Thanks
March 30th, 2007 at 10:47 pm
Casey -
You’ve raised in excess of $1,000 so far - enough for two CashCall payments.
What creditors will you pay first with the excess $$?
If you raise enough $$ tonight to make your minimum payment on all credit cards, would you do that? Then you could “renegotiate” with the credit card companies for lower interest rates, would you do it?
March 30th, 2007 at 10:48 pm
Casey, how about a little more detail on Duane and Chris?
What did Duane ask you to do that you found so objectionable? Why didn’t you do what he wanted you to do? (For the record, I think he was being straight with you and trying to offer you proper guidance. If you would have worked with him, you would have been on the right path earlier)
Also, what about Chris? Did he run out of work for you to do? Wasn’t he satisfied with your work? What exactly did you do for him?
March 30th, 2007 at 10:48 pm
@Annie…
I have been given advice by friends and colleges that I can settle my debt for less than what I owe, kind of like a short sale i’ve been trying to do with the mortgages. Problem is that it requires me to take out another loan. I was just running it by CashCall them to see what they will settle for.
One of my credit lines through WF was sold to a collection company and they called saying that they’re willing to settle for 70% of the balance ($40K x 0.7 = $28k)
March 30th, 2007 at 10:51 pm
Ok Casey. Sent $10.
Thanks
March 30th, 2007 at 10:54 pm
$25 for a non-fake full frontal nude, no clothing, nothing pixelated shot of Casey holding a sign covering his face reading, “SWEET DEAL!”
March 30th, 2007 at 10:54 pm
Casey, you’re in so deep that you could settle for 10 cents on the dollar - banks settle for something rather than nothing. But you need to know this - consult an attorney licensed to practice law in California so that you’ll know what legal statement to put on the check - it MUST be something which states “to be used for payment in full of debt #whatever”
March 30th, 2007 at 10:57 pm
I’ll pledge $25 if you promise not to use the phrase “It’s all good” even once during the month of April. Plus you need to remove it from the ASW.
March 30th, 2007 at 10:59 pm
Casey:
Do you think you were being honest with the CashCall Guy?
How much did you have in your checking account on Wednesday when you spoke with him?
Be honest.
March 30th, 2007 at 11:04 pm
Another Question:
What in the world did you spend so much money on for the credit card bills to be so high?
I’m sure you know about the kid who has the “I’m in debt” site with an excess of $300,000 of debt. He has admitted that he was daytrading and got deeper and deeper…. was really gambling if you ask me.
Anyway, my questions regarding your credit card bills are these:
How long had this debt been piling up?
Did you have high balances three years ago?
Two years ago?
One year ago?
How were the creidt cards used and what was the money spent on?
The reason I ask is this: In the pod cast you said your “cash back at closing” dollars was being used for carrying costs and living expenses.” So, if that’s true, what did you spend over $150,000 on?
March 30th, 2007 at 11:08 pm
You loaned a friend some $$. I think on your balance sheet, he still owes about $6,000.
Has your friend paid you back yet?
When will your friend pay you back?
Will you let your friend “negotiate” a settlement or a “short sale” of the debt?
Do you think you could sell your friend’s debt to a collection agency so that you could get some $$ to some of your debts?
March 30th, 2007 at 11:10 pm
$22,000 private loan. Some people already figured what that loan was used for (education).
You are on the hook for real estate guru training, in other words. Private loan — nobody whipped out a large wad of cash — but rather you signed loan papers to a company. Is that what do you mean, by private loan, like it was not a bank loan?
March 30th, 2007 at 11:11 pm
I guess that $850 is fraudulent. I just go an email from PayPal. I refunded the money right away. Man that sucks, why are you guys messing with me? Who is the hacker here?
I need to go check my new total… hopefully i have enough to cover CashCall.
March 30th, 2007 at 11:14 pm
Casey, you’re the first person I’ve run into that makes a good case for reinstating debtors prison.
Do yourself a favor and get a job, okay?
March 30th, 2007 at 11:15 pm
I just sent $50 as downpayment for the interview. I look forward to speaking with you tomorrow @ 2pm.
March 30th, 2007 at 11:15 pm
#269. Capt_Nixon.. i’ll get to you in a few minutes with a picture like you requested. Thanks for the payment.
Annie and others, will answer questions after I update this PayPal thing.
March 30th, 2007 at 11:15 pm
Stop sending this Bozo money. He deserves nothing for doing nothing.
He’s not even TRYING to work. He doesn’t deserve anything from you people.
March 30th, 2007 at 11:16 pm
Casey,
Is the pic coming soon? Remember, I want to see you (face included) holding the sign.
thanks
March 30th, 2007 at 11:20 pm
#274
So you didn’t work hard for Chris but you’ll work hard for future investors?
Also, you say that emails won’t be posted, yet you posted the email of the first person to tell you that the $850 was a mistake.
You lied on loan applications, you lied about what investor $ would be spent on, you lied about what I posted above…
You are living a lie and it will bite you in the A$$ harder than you can imagine.
Enjoy your time at PMITAP, say hi to Ross and Bubba for me.
March 30th, 2007 at 11:24 pm
Hey that $850 seemed too good to be true anyway. I’m glad we resolved it. Still don’t know the cause of the fraudulent payment. I don’t want to deal with it though. That’s why I refunded it right away.
Hey it’s still over $300! That more than meets my goal for the night.
Thanks guys!!!
March 30th, 2007 at 11:26 pm
Do you track you expenses and income on a daily basis?
Could you lower the $200/month cell phone tab?
Is cable TV a ‘need’ or a ‘want?’
Do you keep repeating a pattern of behavior that gets you into financial trouble?
March 30th, 2007 at 11:27 pm
You “refunded” money that you didn’t have. Nice attempt at appearing noble there Case. :rolleyes:
March 30th, 2007 at 11:28 pm
Casey (and everyone else)
This little “casey-thon” is tonight only.
Tomorrow we go back to being haterz and rant and rave as we have been.
New Question:
Why will G’s parents not continue to pay her tuition?
March 30th, 2007 at 11:28 pm
Once again we see Casey’s completely warped mindset shine through. He racks up 2.2 _million_ in mortgage debt and doesn’t pay a dime on it for eight months. He ignores his lenders, does nothing to reduce the bleeding of red ink, fails to maintain the properties and gets bogged down in various fools’ quests.
Cash Call, who he has also ignored to his detriment, is now suddenly his greatest priority. This is highly reminiscent of his half a** attempts at short sales a day or two before a property would go to auction.
Like his mortgage debt he has no way of paying this off. Quite frankly, every dime he gets is going to get pissed away. Even worse, every contribution he receives will reinforce his “We are Blessed!” delusions of making a comeback. Donating to him is like paying the addicts to fight in those “Bumfights” videos, it might be funny in a sick way, but it just hurts him.
March 30th, 2007 at 11:34 pm
Casey, you know, you are a lot like my 28 year old brother.
He needed money for grad school, so who paid the bill? Yes, the sucker … so meantime while the sucker is not taking time off to make money for the brother, what’s he doing? Stuff like partying down in Cabo with the money, buying rifles and going hunting, taking girls out with the money, etc.
Bottom line is you guys are the Lazy generation. How about getting some steady income and a JOB???
Come on now … if you had gotten a JOB even 6 months ago would you be begging for money on the Internet?
If you had some decent ADS on this website now, would you be begging for money on the Internet?
Come on, like thousands of people have said it, go out and get a JOB.
March 30th, 2007 at 11:36 pm
By the way… I apologize to those who suspected this $850 was fraudulent. I was too quick to dismiss those concerns thinking you’re just trying to mess with me. Good call guys!
March 30th, 2007 at 11:38 pm
The people sending Casey money are fools. Casey refuses to work but claims that he is doing consulting services. In the last several months, he has yet to post an itemized list of what he earns. He would have earned more money working part time at a b.s. job than he does spending his free time “consulting”.
If Casey were working and attempting to alleviate his situation, then it would be understandable for a few people to send him some dough.
By sending him money, some of you people are enabling him to service an addiction. This is not going to help Casey. He’ll make his cashcall payment for now, but he will refuse to get a job for at least another month.
March 30th, 2007 at 11:38 pm
“Cash Call, who he has also ignored to his detriment, is now suddenly his greatest priority. This is highly reminiscent of his half a** attempts at short sales a day or two before a property would go to auction.”
My brother who is 28 and cousin who is 29 are the same way. The cousin is a meth addict and gets ‘girlfriends’ who are fat women in their 40s to buy him cars and begs money off of relatives and stuff.
I have no problem with people begging for money if they need it. If Casey really needed it, hell, I have $20 I found here when I was cleaning out an old box last week. I’d send it to him.
But the thing is, after MONTHS of suggesting he get a steady income he has done NOTHING to get a steady income. He talks about his consulting gig … why not get something steady?
March 30th, 2007 at 11:40 pm
Hey KC,
Another 4 Bucks for you.
Keep it going
AWESOME.
March 30th, 2007 at 11:40 pm
290. Mister B
A most excellent and honest post. Wonderfully written and concise.
March 30th, 2007 at 11:42 pm
Wow…you explained the $30k real well. The $5k for corporate credit consulting…did your friend peel off cash from his bankroll and hand it to you, or just exactly how did this transaction occur?
March 30th, 2007 at 11:44 pm
I want to see if you’ve learned anything. I have a question:
– You come across a nice 2500 square foot, two story home built in 2004 in Elk Grove. You survey the neighborhood and note that there there are a lot of real estate signs. The seller is reallly motivated and is begging to sell to you. You have re-established your credit and are approved for NOO loan–this time you told the truth–up to 500K on an ARM 7% IO for 5 years. You know that the home has a market value of around 500K, and the seller because he’s desperate and in foreclosure offers to sell to you on a bank approved short of around 425K. The seller says he can’t lower his price anymore and you’ve confirmed with the bank that this is as low as they will go. Would you take the deal? What would you research before you bought the house? Would you buy this house as a flip? Would you take the deal as a rental? What costs would you consider? Do you think you would end up with a profit?
March 30th, 2007 at 11:45 pm
You’ve not replied to any of my questions for over 1/2 an hour now.
What’s up?
Answers
I want answers
March 30th, 2007 at 11:48 pm
Okay Casey:
Please take photos of the following:
The inside of your refrigerator
The inside of your freezer
What did you have for dinner tonight?
March 30th, 2007 at 11:48 pm
By the way… somebody wants to buy my snowboard and RE courses… i need to take a picture of that too.
March 30th, 2007 at 11:57 pm
“By the way… somebody wants to buy my snowboard and RE courses… i need to take a picture of that too.”
It’s called EBay. www.ebay.com
March 31st, 2007 at 12:05 am
@Capt_Nixon… here you go.
What does this mean anyway?
(Man, my webcam produces pretty crappy pictures)
March 31st, 2007 at 12:07 am
Ask yourself this question, “What do I need to do now?”
Answer: You need to find $220.48 per month to keep CashCall from calling for their money.
Is using the internet on your cell phone more important than keeping CashCall from calling?
Is ‘talking a lot’ more important than keeping CashCall from calling? Is there a way to talk that is free? Like, on a walk in a park.
What is the minimum charge if you didn’t use the cell phones?
Is it time to start asking yourself what behaviors you need to change?
asw = success
March 31st, 2007 at 12:08 am
Geez Casey:
You look very angery in that photo.
What’s wrong?
March 31st, 2007 at 12:09 am
I have four “comments” waiting moderation…
I have many questions to come……
And, if anyone is still awake out there, ask away. Casey has promised to answer. You have until 4:00 a.m. That’s the agreement…..
March 31st, 2007 at 12:12 am
@Annie… answers coming. I’m trying to be detailed. Are you serious about taking pictures of my fridge?
March 31st, 2007 at 12:13 am
What about the speeding ticket — how much? And how fast?
March 31st, 2007 at 12:15 am
G has presumably been in college for at least 6 years and has yet to attain even a 2-year degree. What is up with that? And don’t excuse it with the time outs. People get 4-year degrees in 3 years fairly easily. How has she not been able to even get an Associate’s degree in this amount of time?
What did you spend the CC money on? What did you spend the cashback on? How much cashback was there in total?
We knew the answers to most of this, like the guru loan and the shell corp. Answer some of the thousand questions people have been asking and asking and asking.
March 31st, 2007 at 12:16 am
I made a deal to sell my blue ball. I will autograph it for the buyer too. I’m meeting him at Jamba Juice tomorrow morning. What am I going to sell next?
March 31st, 2007 at 12:18 am
Hey Casey,
I metioned this before, but at one time (not that long ago) I was so desperate for cash, I called CashCall — and they turned me down! That was my lucky day, it now seems.
I hope that one day soon you are debt free.
March 31st, 2007 at 12:19 am
Yep, i just donated $60 in the expectation that Casey will keep posting until 4:00am. It’s entertainment and I don’t mind paying a little (yeah, I feel sorry for the kid; I made mistakes too).
Casey did agree to answer questions until 4:00am and I’ll be upset if he doesn’t. The community is helping him directly and it will be a poor showing on his part if he backs out of this deal. I don’t think he will, and I hope I won’t be proven wrong.
As for my question, here goes, it’s a softball…
Casey, have you ever used illegal drugs? If the answer is yes please tell us your best and worst experience.
I know it has nothing to do with RE, I just gave the guy $60 and thought I should ask something. Casey, I use a pseudonym on the blog (I’m sure you understand why) but you’ll see the money in your paypal account and you can email me to confirm. You will keep answering until 4am, right?
March 31st, 2007 at 12:22 am
Don’t forget Casey to sock away $60 or so to pay income tax on this donate-a-thon. It would be funny to see Uncle Sam come knocking on the door, and provide you with a rent-free home! Talk about a sweet deal!
March 31st, 2007 at 12:24 am
I’m reminded of that Marilyn Monroe quote,
“…Hollywood’s a place where they’ll pay you a thousand dollars for kiss, and fifty cents for your soul…”
March 31st, 2007 at 12:25 am
If you are willing to sell your real estate courses for pennies on the dollar, then you are admitting that you wasted your money.
What is good is that I think you are finally starting to break free from your irrational dream of making a huge amount of money in a short period of time.
Perhaps you could sell mental counseling services for people on the internet who are financially strapped. Charge $30 an hour for your “perspective”. Many of the desperate people digging deeper holes are simply wanting to believing in something. During the inevitable crash and burn period that occurs when these debtors are insolvent, you could provide hope by personally relating your story during a phone call and making an attempt to uplift their emotions.
March 31st, 2007 at 12:26 am
@Annie… here you go:
I didn’t rearrange anything, just took the picture. Keeping it organic.
March 31st, 2007 at 12:27 am
Casey, hope you are enjoying all the forwarded spam email that fills my yahoo mailbox. The same better not happen to my paypal email or I will begin a chargeback.
I just gave you $5 for Top Ramen. I recommend the chicken flavor. Go ahead and throw in a bag of frozen mixed veggies on me. If you show me the receipt, $5 more next week!
March 31st, 2007 at 12:34 am
@Annie:
I spent the credit cards on repairs to the houses, traveling to the properties across 4 states, RE boot camps, and living expenses. I was hoping to sell those houses and pay everything back. Bad planning on my part.
We have been in debt since we got married. About $30K. Half of that was from the wedding and from when we lived in lake tahoe for 6 months right after the wedding. My website business wasn’t doing so good so I got into debt trying to survive in Tahoe. Then I got a tech job there but it wasn’t paying that good. Then I got the Pride Industries job. The other half was the bootcamps and RE courses that we bought in 2005 to learn investing.
When I did my first flip and got the $30K at close it was a huge relief to pay off the $30 of credit cards.
March 31st, 2007 at 12:37 am
Being sent to collections or “legal”
is NOT (that) big a deal.
They might sue you. But they arent going to do anything to you without a judgment. I am not proud to say I have been sued many times ( and won some lawsuits, I should add), and it’s not a big deal. Being “sent to collections” isn’t even close to the hassle as suing. Sometimes you come out ahead by being sued because you can workout better settlements, delay the process by months with paperwork,etc. However that requires that you actually know how to read mail, file responses,etc. If you know what you are doing you usually have counterclaims because collectors will violate the law and gladly send you $1000 checks per violation.
I dont understand why this is a such a big urgent deal, but none of your houses or credit cards are/were?
To me, there are only a couple reasons to really be that desperate to pay a creditor thats already deliquent: 1. To salvage the business relationship. This applies to Prime banks who give you Platinum credit cards, not loan sharks. or 2. To salvage your credit. Well that’s already shot.
Sometimes the best comes from not paying. IMHO, unless you can come up with an amount right now that is Settling In FULL, meaning pay this off completely. There is no reason to pay a dime until then, and it be be legally stupid to do so. The only thing paying partial payments probably does is restart the statute of limitations. It does nothing for you. Even if they “escalate collections” they arent going to seize your belongings tomorrow or anything.
Get a JOB, Buy Food. If you can get some extra income, save up and make settlement offers. Claim “destitute” and get around the 1099 forgiven debt taxes, etc.
The legal dept? What a joke. You can write 1 simple letter to these people and they will not legally call you ever again ( they might sue, but they arent allowed to call you). I would think in your position you would have some idea how to deal with collections ( Never talk to them on the phone, send a Cease and Desist, try to get settlements in writing,etc).
How much do you owe them in total, try to get 10-20% of that and make an offer. Get rid of the whole thing. Wont do it? Call their bluff, let them call yours, and so on.
Paying a couple hundred bucks and not getting anything real out of it isnt going to do anything. Its just going to delay the inevitable. I dont see how you are helping yourself at this point.
IF BK is possible I really think maybe you need to do that. It would at least take care of these jokers.
March 31st, 2007 at 12:38 am
After listening to the recordings, Mr. King from Cashcall said you didn’t have enough of an income to have a modification. You then DOUBLE your expected income from $1500 to $2 - 3k per month to attempt a mod.
Real quick question…
Didn’t you learn that inflating your income for financial gain is still illegal?
March 31st, 2007 at 12:38 am
Casey:
Thanks for the photos of your refrigerator and freezer.
As I suspected, pretty slim pickings.
I look forward to seeing your refrigerator after your trip to the store.
March 31st, 2007 at 12:38 am
@Annie:
It was actually a $8000 loan to my friend and he paid $2,000 so far. I have had to really drag it out of him. So I know what it feels like to be on the lender side. Not very fun. I don’t want to be a hypocrite and be too harsh with him though since I myself am having trouble paying my bills. This is a friend I made in Dallas when I was doing the deal there. He is a real estate guy too and he helped me with the deal. I am going to just be patient with him. I kind of forgot about that loan. I don’t even expect it to come back. What I SHOULD have done is do a more official loan with a promissory note and monthly payments and interest. Treat it more like a business loan. From now on thats the only way to do it.
March 31st, 2007 at 12:39 am
You’re welcome.
March 31st, 2007 at 12:43 am
No, Casey. It’s close to $300,000 you’ve spent. You did not spend it fixing up the houses. The guru crap is not all in there, as there’s the $20,000 loan for the recent one and some of those courses you went as a plus one free attendee.
What are “living expenses”? Because you did NOT spend that money “fixing up” the houses. We’ve seen the houses. Where’s the detailed accounting you promised like FOUR MONTHS ago?
Why were you living in Tahoe?
It’s not his fridge, it’s Y’s. She has a job and can presumably afford food.
March 31st, 2007 at 12:44 am
Casey:
You said:
“We have been in debt since we got married. About $30K. Half of that was from the wedding and from when we lived in lake tahoe for 6 months right after the wedding. My website business wasn’t doing so good so I got into debt trying to survive in Tahoe. Then I got a tech job there but it wasn’t paying that good. Then I got the Pride Industries job. The other half was the bootcamps and RE courses that we bought in 2005 to learn investing.”
So, you weren’t working after you got married and were living in Tahoe?
You gave Nigel a copy of your resume - but never posted it here - what is your employment record?
You don’t need to name the employers, but I would enjoy seeing the following:
Dates of employment, job title, salary, and why you left that job.
List it for every job you’ve had since your senior year of high school.
At the same time, if/when there are periods of “self-employment” list that period of time, what you were doing, and how much $$ you made during that period of time.
March 31st, 2007 at 12:45 am
@Kirk:
Aside from alcohol I have never put anything toxic in my body. So sorry, can’t say much on this topic. I do have a friend who keeps telling me I should try some weed. He says it will help me think better and give me even more creativity. He claims its practically legal now here in California.
Thanks for the generous donation of $60! Let me know if you have any other questions…
March 31st, 2007 at 12:45 am
You can currently make 5.06% interest on whatever’s left in that PayPal account buy signing up for the money market PayPal offers. Just click on the “Help” at the top of PayPal.com and then look near the bottom center for “Money Market”. It’s a “sweep” type Money Market and I think you may only need to keep $1.00 or so balance to stay in it… but read the fine print yourself.
You can even check the rate with this ticker symbol: PAPXX
Wow! We may have launched Casey’s next investment tonight - his 0.0001% share in the $910 Million dollar PayPal Money Market fund!!!
Casey, you do realize CashCall probably can’t get the funds quickly enough from PayPal (even though people can send you money there quickly). Maybe you could show the balance to family or a friend tomorrow so they can front you the funds to get it to CashCall?
Only in America!
March 31st, 2007 at 12:45 am
Casey: you never ever loan money to friends and you certainly don’t ask them for a loan. Ever.
I’d rather go dumpster diving in the back of a Subway restaurant than borrow money from a friend to eat.
Why not put your good b.s’ing skills to good use? You’d make an excellent salesman. This might seem counter-intuitive to most at the moment, but I can see you selling personal finance packages to people. If you get the minimum education in finance and become licensed, you could probably convince baby boomers to open accounts and move money around.
The top performers in this large niche make a lot of money.
March 31st, 2007 at 12:48 am
I also noticed once again that you failed to post my comments when they contained psychological descriptions of you.
Key term here: pathological procrastinator
This is a message to you, Casey: when a poster gets closer to the truth, why do you evade and censor his posts?
March 31st, 2007 at 12:50 am
Casey:
As I’ve suspected, you’ve been involved in some situations that have not benefited you, but others.
Was everything legit with the Dallas purchase? If he helped you with the deal, wouldn’t he have gotten a commission? Why a “loan” for $8,000?
Are you certain there wasn’t something more shady involved and that perhaps you’ve been taken advantage of?
March 31st, 2007 at 12:50 am
Hey Casey,
No more questions from me, but I agree with your friend. Smoke a bowl once in a while, it won’t hurt and may help — seriously.
BTW, I’m not the “user” I was 15 years ago, but here in San Francisco pot may as well be legal.
Good luck mate.
March 31st, 2007 at 12:52 am
@UK
Good thoughts. I think we can do some more trimming of our budget. It’s already pretty tight though. But there is always room for improvement.
March 31st, 2007 at 12:55 am
@Speeding ticket details please….
I was going downhill and wasn’t watching the speed so much ‘cuz I was excited to go snowboarding for the first time this season. Have been too broke and busy to do it this year. My friend was paying for my lift ticket so it was a sweet deal.
I think I was going around 85 MPH. The cop wrote 90 MPH on the ticket but she said I can do driving school. I haven’t looked into the pricing of it. I have a court date on the ticket and I assume thats when I find out how much I will be charged.
Maybe I can plea NOT GUILTY ?? I don’t think I was going a full 90 MPH.
March 31st, 2007 at 12:58 am
Has anybody ever told you that you need deprogramming? You cannot think clearly, because you are in a cult-ish fog. Seriously, you defend the people who burned you for tens of thousands of dollars. “Looking back that was not the best way to spend that $4k.”
What? What about the $22k? Of course, victims often blame themselves first. It makes it very easy for the perpetrators to get away with it. “The loan is giving me a really good opportunity to improve my financial situation. It should be paying off very soon…” And the $5k consulting fee loan: “The consultants are helping me out…” Yikes. Is Iamfacingforclosure.com a Fortune 500 company or something? You could have put that much down on a top flight lawfirm.
Sure, crooks claim what they do is perfectly legal. Nobody had a gun to your head.
But look Casey, your life is in ruins, and you must quit being the victim. You must quit acting like a victim. You have you hand out tonight in victimhood. You are NOT a victim any longer! You have got to admit that you were taken to the cleaners, big time.
Dirty pennies, indeed!
March 31st, 2007 at 12:59 am
Casey:
Have you read Nigel’s post at the DHC site?
Do you agree with what Nigel is doing?
Do you support Nigel’s website?
Do you think of Nigel as a friend?
My opinion - Nigel’s postings are in direct conflict with what he says is the site’s the objective and purpose.
March 31st, 2007 at 1:01 am
$368.87!! No fraud. Just pure goodness of the community here. Thank you for your support everybody.
March 31st, 2007 at 1:06 am
Casey:
You can plead “not guilty” to the ticket. What happens, the judge will assign you a court date. Then, on the court date you make your case and the police officer makes their case.
If you please “not guilty,” go to court and not win, you must pay the fine. The ticket goes on your record. No “driving school” option.
So, you need to weigh the if pleading “not guilty” and going to court is a good option.
However, you just admitted that you were speeding - so if you plead “not guilty” be prepared to make your case, under oath. You can’t back track and say you weren’t speeding.
March 31st, 2007 at 1:08 am
@324. Jacks said: “The only thing paying partial payments probably does is restart the statute of limitations. It does nothing for you.”
I have zero knowledge/experience to know if that’s good advise(tm) or not but here’s what I dug up on the web: “…advice I have been giving my clients for almost 20 years: … 3. during the time your case is “ageing,” you should consider making a regular payment (even if it is $15 or $20 per month). Even this small payment shows good faith and may delay the filing of a collection lawsuit. And if you should come into money and want to pay off the debt your account will not be in “non-payment” status.” - theBKblog - Atlanta lawyer Jonathan Ginsberg
March 31st, 2007 at 1:09 am
@Investor Guy…
425/500 = 85%. That’s a bit too thin of a spread for a slow market. Especially in this higher price range. This is not quite the first time buyer home. In a down market first time buyers are the best buyers because they just want to own something and are not as sensitive on the price. So thats who I would target in this kind of market.
So unless I can pick it up at say 300-350 (assuming there are no repairs needed) and I wouldn’t even bother. However before I buy, this time I would want to first build a pool of buyers or network with a few buyer’s agents that have buyers ready to go. This way I have my exit strategy in place before i even close on it.
If repairs are needed I would need to pick it up at a much bigger discount to factor in the cost of repairs and the extra mortgage payments while i’m fixing the thing up.
March 31st, 2007 at 1:10 am
Annie is paying you good money to answer her question. She says in her post:
“Here’s the Question for you to answer:
Do you realize you’ve really hit bottom by having to beg for donations for cash call?”
If you don’t think you’ve hit bottom, what will it take? What is the WORST thing that you can imagine that would happen that would convince you that perhaps you’ve made some huge mistakes, your situation is dire, and that things need to change? ”
This was your response:
“I didn’t lie to you in my opinion. I was just arguing that I’m working. But yes, you DO have a very valid point about me not generating enough cash and not enough stability to do this kind of a thing long term. That’s why I have other things in the works that are very exciting. If I can’t get those “others” things going fast enough I may have to get into a stable job. The stress is getting to be too much. ”
Here is my question to you:
Do you realize that you DID NOT answer her question IN ANY WAY with this response? She clearly pointed out what exactly her question was, so it can’t be because you didn’t understand which part of the post to respond to. Please enlighten us as to why you are STILL avoiding questions!
March 31st, 2007 at 1:11 am
Casey - reply 337 - you did not answer my question - you defended your position.
Here are the questions again:
Do you realize you’ve really hit bottom by having to beg for donations for cash call?
If you don’t think you’ve hit bottom, what will it take? What is the WORST thing that you can imagine that would happen that would convince you that perhaps you’ve made some huge mistakes, your situation is dire, and that things need to change?
Do you realize that you are a missed rent check away from living out of your car?
March 31st, 2007 at 1:12 am
Do you want me to post my resume? Is somebody willing to contribute a little $$ for it?
March 31st, 2007 at 1:15 am
Casey:
I just read one of your replies:
“So unless I can pick it up at say 300-350 and I wouldn’t even bother. However before I buy, this time I would want to first build a pool of buyers or network with a few buyer’s agents that have buyers ready to go. This way I have my exit strategy in place before i even close on it.”
Okay - what makes you think that your “buyers agents” with “buyers ready to go” would need you involved in this transaction? It sounds like you are attempting to be a RE agent without a license.
RE agents are smart - they know what’s been on the market, for how long, the amounts owed, etc. They can identify “anxioius” sellers and negotiate a short sale or lowered price. I don’t see what you are bringing to the table in what you outlined. I don’t see the VALUE.
March 31st, 2007 at 1:16 am
Casey!
No food in the fridge but I can totally see you drinkin Hipnotiq!
Keep Ballin
March 31st, 2007 at 1:17 am
@Sisb(Sean)
Thanks for the kind words, and I couldn’t agree more with what you posted.
If Casey were working and attempting to alleviate his situation, then it would be understandable for a few people to send him some dough.
Indeed. That isn’t Casey’s current situation though. What we have is the Haterz(TM) finally getting some Leverage(TM) on Casey to answer some questions. It may satisfy some morbid curiosity on outstanding questions, but Casey takes it as an answer to his prayers, which continues his self destructive cycle.
I think there’s more to the Cash Call story as well. Casey has shrugged off far larger debts until the last minute. He hasn’t seemed to care about any of his non-mortgage loans up until now. I wonder if Cash Call threatened to start seizing assets? Was anything like that mentioned in the call to Cash Call?
March 31st, 2007 at 1:17 am
You’re ignoring questions and getting greedy. Gee, who’d have thought that would be the outcome?
March 31st, 2007 at 1:18 am
You don’t need to post your resume. What I’m asking you to is list your “eomployment” history and your “self-employment” history with information on your earnings. Nothing needed about who you worked for.
March 31st, 2007 at 1:18 am
There are plenty of questions waiting. Why not ANSWER them instead of begging for more money? You know, work instead of looking for a quick buck.
March 31st, 2007 at 1:19 am
You indicated you would be doing a “call-in” on the Suze Orman show. Have you done the segment yet? When will it appear?
I love Suzy and don’t want to miss the episode.
Most importantly, did you, or are you, going to take her advice?
March 31st, 2007 at 1:20 am
@Annie…
I don’t think there IS a bottom. Things can always be worse. And I don’t need to hit bottom to realize things need to change. That’s why I’m working on changing them. Good things are coming… very very soon.
March 31st, 2007 at 1:20 am
$368 is pretty weak. But you did ask, so what can we do?
You didn’t answer my question regarding the exact form of the $5k loan for consulting. Was the cash given to you, or to the consultants? Did you sign some kind of loan paper?
March 31st, 2007 at 1:23 am
@Annie…
Why jump to conclusions? Why is everything I do MUST be shady? There was NOTHING shady on the Dallas deal. I think that was my cleanest deal. Aside from buying a bad house everything else was done very good. The guy that borrowed money from me was not an agent, he was helping me with some of the work on the house. We became friends and I let him borrow some money. What’s the big deal?
March 31st, 2007 at 1:25 am
Casey:
I’m getting tired and have a busy day plan so I need to get to bed.
Please answer the questions I’ve asked.
Please be thoughtful and honest with your answers.
March 31st, 2007 at 1:31 am
Why jump to conclusions? Why is everything I do MUST be shady? There was NOTHING shady on the Dallas deal. I think that was my cleanest deal. Aside from buying a bad house everything else was done very good. The guy that borrowed money from me was not an agent, he was helping me with some of the work on the house. We became friends and I let him borrow some money. What’s the big deal?
You can easily prove your good name. Post the loan docs where you stated your income. If it’s what you were making at your last job we’ll know it’s legit.
By the way, loaning money to friends is never a good idea. Loaning money to people out of state that you’ve only known a few days or weeks is a horrible idea.
March 31st, 2007 at 1:31 am
Casey
This is a suggestion on how to make money out of you blog. You attract huge number of traffic and because of that you can post articles or write articles on any topic in which you can add a link to a website that pays you let’s say $5/link per article. Simply, you write an article (or you let your advertiser write an article) and include someplace a link to an advertisers website. I think you know how important back linking is in search engines.
I am personally interested in something like that, so let me know.
March 31st, 2007 at 1:32 am
The people donating you money are fools (donating - i.e. not the ones who are paying you in return for you doing something they asked for. That’s just a trade). They are what the word “enabler” is for. You will just squander this money - it wouldn’t surprise me if you don’t even pay Cashcall with it. They are just delaying the inevitable for you.
“Good things are coming… very very soon.”
No, they aren’t.
Having said that, I do feel bad for you for the $850 thing. That really sucks. I assume it was an honest mistake, but if not, that’s pretty cold.
March 31st, 2007 at 1:33 am
Tell us specifically what you have done in each of the “tech jobs” over the past 4 weeks and how much each of them paid.
All details must be provided.
March 31st, 2007 at 1:37 am
@Annie…
Yes, I consider Nigel a friend and support what he’s doing. I just took the time to read Nigel’s latest post on Don’t Hate Casey blog. Very good post. All this hatin’ is gotta stop. It has creating a very negative atmosphere on this blog. That’s one of the things that is going to change in the near future.
March 31st, 2007 at 1:39 am
Casey…rents in Elk Grove are about $1600 for a 3 bed house. Carrying cost on that house are way more than that. You would not buy that house as an investor, because it would not make any money.
Econ 101 — there are 2 things that produce income: rents and interest.
March 31st, 2007 at 1:41 am
Casey,
Here’s some help on the speeding ticket… first take it to court by mail but you need to open your mail and stay on top of this. As the court date arrives ask for a delay. Again you need a calendar to remind you about this. Do this 2 more times.
Then show up to court. 80% chance the officer won’t be there and your case will be dismissed due to this fact.
-Big Cheese
March 31st, 2007 at 1:41 am
Casey:
You said:
“Why is everything I do MUST be shady? There was NOTHING shady on the Dallas deal. I think that was my cleanest deal. Aside from buying a bad house everything else was done very good. The guy that borrowed money from me was not an agent, he was helping me with some of the work on the house. We became friends and I let him borrow some money. What’s the big deal?”
Okay - perhaps not everything you do is shady, however, we can only look at your behavior and actions. We wonder about your sincerity. And honesty.
See - earlier you said…. This is a friend I made in Dallas when I was doing the deal there. He is a real estate guy too and he helped me with the deal.
Okay, did he “help you with the deal” or was he “helping you with some of the work on the house?”
What did he do? How was he compensated. And, what were the terms (though unwritten) of the loan? And, don’t you think it is time to call him and get payment? He could be getting a nice juicy (that’s my asw) tax refund and have the $$ available right now…..
March 31st, 2007 at 1:43 am
Casey,
Questions worth $10 if you answer:
1. At what age did you lose your virginity?
2. How did you meet G? How old were you and how long did you date before marriage?
3. How many ladies did you date before G? Of these how many of these were serious relationships?
4. Were you G’s first serious boyfriend?
-Big Cheese
March 31st, 2007 at 1:43 am
@Casey
“All this hatin’ is gotta stop. It has creating a very negative atmosphere on this blog. That’s one of the things that is going to change in the near future.”
I think not.
March 31st, 2007 at 1:50 am
Casey,
How many hours do you need to sleep a night? How many hours do you need in a given 24 hour period (includes all napping)?
Why do you need to nap so often? Are you not sleeping enough at night?
How is your running coming along?
-Big Cheese
March 31st, 2007 at 1:52 am
I can’t stay awake any longer.
I still have lots of questions “waiting moderation” — I look forward to reading your answers in the morning.
Here’s an added question:
What is the nature of your partnership” with your “money partner”????
Do you have a “legal” partnership with a written agreement?
What is it you bring to the “partnership”? What is your tangible contribution?
March 31st, 2007 at 1:58 am
@Annie…
The segment has already been pre-taped and I will be on the show Saturday night April 7th.
Yes I will consider her advice and may even take it…
March 31st, 2007 at 1:58 am
By my calculations it’s 2:56 AM PDT… so Serin, we’ve got another 64 minutes to go, even if poor Annie is worn out.
- In the past 4 weeks, how many specific phone calls have you made on the Utah wrap payment? Back up any number > 0 with specific dates, times, or durations.
- If you were on your way to the Sierra for snowboarding, then why does your speeding ticket specifically say you were westbound? Why can’t you admit you actually got the ticket on the way home?
March 31st, 2007 at 2:01 am
@Annie…
I’m brining tons of value. I’m buying a house that needs repairs, fixing it up and selling it to a person who will pay more for a remodelled house. Or I’m buying a house that my not need any repairs but the seller is desperate to sell so I give them a quick close in exchange for a discount. Then I resell to a willing buyer for a profit. The value is I’m giving the seller a way out quickly.
March 31st, 2007 at 2:05 am
Resume:
C a s e y K. S e r i n
= = = Q U A L I F I C A T I O N S = = =
+ Over 6 years of web development experience primarily in LAMP (Linux, Apache, PHP, MySQL) but also in, ASP, ColdFusion, Perl/CGI, Microsoft SQL and Windows servers. Strong emphasis on object oriented programming.
+ More than 8 years of website and graphic design experience using the following technologies: DHTML, XML, Java, ActiveX, Javascript, VB Script, 2D/3D graphics, Adobe Photoshop, Illustrator, Macromedia Dreamweaver, Flash, FireWorks.
+ Strong communication and social skills – effectively interface with both technical and non-technical staff. Fluent in Russian.
+ Highly motivated – ability to work without supervision, work under pressure and acquire new skills rapidly
+ Both analytical (programmer) and creative (designer) abilities.
= = = E X P E R I E N C E = = =
PHP Programmer/Analyst at Pride Industries 06.2004 – 01.2006
Salary: $50,000/yr
Work in a development team building a Contract Management System with hooks into a legacy Macola ERP system. Systematically converting the large PHP/perl code base to object-oriented framework with support for both MySQL and Microsoft SQL databases. Using CVS to maintain collaboration between developers.
Web Developer at Res-Com Environmental 06.2003 – 03.2004
Salary: $35,000/yr
Developed web applications in PHP that certify and track building inspectors. Setup open-source online shop with Authorize.net gateway. Configured web and email servers, created logos, graphics and marketing materials.
Web developer at S.M.A.R.T Association 08.2001 – 06.2002
Salary: $32,000/yr
Developed easy website builder and content management solution in object oriented PHP. Designed and maintained company website. Provided technical support on the application.
Web Developer / Tech support at Sevant.com 03.1999 – 12.2000
Salary: $30,000/yr
Developed an application in ASP and Microsoft Access to take service orders which replaced an older cumbersome system based on JSP. Provided tech support for applications and general desktop support.
Web Developer at SMCRx (division of Safeway) 09.1997 – 03.1999
Hourly: $8-20/hr
Designed and maintained Cold Fusion application to keep track of pharmacies and prescriptions. Later ported to ASP, then to PHP. Provided technical support on the application and general desktop support.
1995 – Present
Freelance web development, graphic design, technical support and video production.
= = = E D U C A T I O N = = =
Self-thought, on-the-job training, Internet classes and college courses, A+ certification
March 31st, 2007 at 2:09 am
I guess this is where they money that you spent on jamba juice and macaroni grill that “wouldn’t make a difference anyway” might come in handy, huh?
March 31st, 2007 at 2:09 am
How are you going to spend all the money you’ve earned tonight?
Do you consider this to be work or fun?
-BC
March 31st, 2007 at 2:10 am
@Annie…
Yes, he helped me on this deal by doing some of the work on the house. He is a contractor. I paid him for his services. He also needed a loan separately because he had a family emergency. I wanted to help a guy out. Now thinking back I should not have given him that loan because it was unclear how he was going to repay it. If I did loan the money to him I should have set it up as a formal note with payments, interest, etc… I feel like I’m repeating myself here. What part of this is unclear?
March 31st, 2007 at 2:11 am
Casey,
With your resume, you were asked to list your income earned during these jobs as well. Please update this.
Thanks,
BC
March 31st, 2007 at 2:14 am
“I’m brining tons of value. I’m buying a house that needs repairs, fixing it up and selling it to a person who will pay more for a remodelled house. Or I’m buying a house that my not need any repairs but the seller is desperate to sell so I give them a quick close in exchange for a discount. Then I resell to a willing buyer for a profit. The value is I’m giving the seller a way out quickly. ”
You have yet to bring “tons of value” to any table.
The problem is that you are mostly talk and very little action.
Have you ever been diagnosed with a disorder? The company you last worked, as a tech guy, employs people with disabilities.
It seems that your problem lies within “executive functioning”. When confronted with too many choices, you simply can’t or refuse to prioritize the many tedious tasks that need to be done. So, you shelve these tasks and say that you’ll “get them done later”.
I am not trying to be a hater by posting these thoughts. My opinions are based solely on how your perception of the world works according to the posts you made on your own blog.
Your number one problem is prioritizing tedious tasks. This probably has been part of your personality since you were young. A system of chronic procrastination has been created to “cope” with the many tasks you should be accomplishing each day.
When you first started this blog your initial intention was to be honest and help others. Yet, when you post information such as the cashcall loan problem or the many “deals” you are trying to make, you leave out important details. Perhaps you don’t understand the details yourself and you are processing information on autopilot. The issue here is that to your readers you appear to be very dishonest in your dealings because you often change your story and the rationale behind your motives usually doesn’t make sense.
So, I have two questions that I would like for you to answer:
1. are you disabled, or do you collect money from the government for this disability
2. have you ever been diagnosed as having a disorder from a clinician?
March 31st, 2007 at 2:15 am
Updated resume with salary info
March 31st, 2007 at 2:18 am
@ Casey - reply #379:
How can you even make the following statement:
“I’m brining tons of value. I’m buying a house that needs repairs, fixing it up and selling it to a person who will pay more for a remodelled house. Or I’m buying a house that my not need any repairs but the seller is desperate to sell so I give them a quick close in exchange for a discount. Then I resell to a willing buyer for a profit. The value is I’m giving the seller a way out quickly. ”
Your not buying the house. Its not your money. It wasn’t your money when you were using bank financing. It’s not your money if you have a “money” partner. I mean really Casey, you have a partner who is going to give you $$$ to purchse a peice of property and have the deed/title in your name?
You had properties that needed to be liquidated and fast. If you couldn’t do that for yourself. Once again, how would the transaction work? You have no $$ and no credit, so how can you “give them a quick close in exchange for a discount”???? Is this from funds your “money partner”?
Now, lets say you do all this work - find anxious sellers and find a seller. How are you compensated? How is your money partner compensated? What kind of returns is s/he anticipating? Is it based upon a percentage of the net or gross profits? How is the partnership income reported? How is your income reported?
In your answer be tangible. Be concrete.
Show us a “mini-business plan” of what is in the works. No names needed.
March 31st, 2007 at 2:22 am
That resume appears to be very dishonest.
You mention in your resume that you have eight years of experience in various programming languages, including Java. At first glance it seems that you might very well have been a Java programmer for eight years.
Perhaps your resume provides more details. However, what you posted under each company work gives a very opaque description of exactly what you did for these companies.
For example, when you say that you developed a content management system application, did you write the entire thing? How many people were on the team, if any? What were the functions in this CMS?
Lastly, you mention that your experience is primarily with object orientated languages yet the descriptions of what you did with OOP are vague.
March 31st, 2007 at 2:22 am
Another one from me, Serin.
Do you currently have any financial agreements in place with Nigel Swaby? Does he have any business interests in this blog?
March 31st, 2007 at 2:23 am
Okay - last question:
Did you pay capital gains tax on the $30K profit sale??
March 31st, 2007 at 2:24 am
Casey,
So, what do you do from here on out?
You’ve done the internet equivalent of standing on the corner asking for change, are you still transforming into the foremost “Foreclosure Help” site? Will your advice be to beg for change to pay the bills?
You do realize that having almost any kind of job for the past few weeks would have generated a lot more than your begging, right?
From oblivious to stupid to pretty much disgusting, all in 7 months and all while retaining that conniving charm.
Better to burn out than to fade away.
March 31st, 2007 at 2:27 am
@Annie…
From one point of view, I agree with you - I AM in a horrible situation right now. I’ve been foreclosed on 4 homes. I’m still in tons of unsecured debt with no plan for repayment. I don’t have a full-time W2 job with a secure paycheck and benefits. There are possible tax consequences from the money the banks lost on me. Etc…
If I get a higher paying job or more stable job it WILL give me a little bit more peace of mind.
But NO JOB that I would have been able to get in the past would have brought in enough money to save me from foreclosure on 6 HOMES and $5/month in minimum credit card payments. For a total burn rate of about $20/month!!
I will say it again….
NO JOB WAS GOING TO SAVE ME FROM FORECLOSURE ON 6 HOMES AT THE SAME TIME.
I was set up for failure from the very start. I wanted to at least TRY and repay this debt. That’s why I didn’t BK right away.
I did everything I could to get rid of those houses and find a way to avoid foreclosure and minimize the lender losses. But there is only so much a person can do in such a big mess.
You guys are quick to criticize. TRY WALKING IN MY SHOES.
Yes, perhaps I can work harder and get more jobs and all that. That would help some but again, it would not make a difference on my debt situation.
March 31st, 2007 at 2:28 am
I will give you credit for answering my real estate scenario and not paying 425K for the deal. At $350 (70% of market), it might have been viable. You would have had to have to the holding cost for ITI, aproximately $2500 a month in addition to any rehab, although rehab probably isn’t significant because this is a newer home, yet the guy was in foreclosure and probably didn’t maintain the property for 1-2 years, so there would be some expense. You probably should have checked a CMA report and get DOM before leaping, particularly if there were a lot of real estate signs, and it might have been six to eight months before you got an offer.
You did spot the trap in that it wasn’t an entry level home, and more of a move up one and that the asking price was too high. I’ll give you credit there. There may be hope for you.
March 31st, 2007 at 2:32 am
Casey,
How have you been managing stress and depression? Is it bad for you in private or are you just as strong and happy go lucky as you are on your blog?
Have you considered escaping from life / california?
How do you feel about investing in overseas real estate (many cities in India are up 100% in property values over the past 12 months)
-Big cheese
March 31st, 2007 at 2:33 am
Casey: you were not “set up” for failure.
You set yourself up for failure.
Meditate on the difference between those two sentences.
March 31st, 2007 at 2:36 am
@Sid Finster… you’re right nobody “set me up” per se. I’m just saying the situation I found myself in when I started this blog was already a very bad one. Odds were against me.
March 31st, 2007 at 2:37 am
C’mon, Case, there are some good questions out there that still need answering. If you don’t answer, you have failed to meet the good-faith negotiation that has happened here tonight.
March 31st, 2007 at 2:37 am
@Annie…
I haven’t finished my taxes yet…. we’re filing for an extension.
March 31st, 2007 at 2:40 am
Casey, you have not hit bottom yet.
You are still in denial, still refusing to face facts squarely.
Go back and meditate some more.
March 31st, 2007 at 2:41 am
People what do you want me to say here???
OF COURSE, I know I’m in a rough spot!!
OF COURSE, I know that I need to work on spending less and making more money (who doesn’t)
OF COURSE, I know I screwed up, took out a bunch of loans and lost a bunch of other people’s money
Did I do any of this intentionally? Did I just one day wake up and say that I want to have a crappy life? NO! This is just part of the experience. I’m still learning and making mistakes. Cut me some slack!
Why do I feel so much anger from you guys???
March 31st, 2007 at 2:47 am
Casey,
On your comment ‘try walking a mile in my shoes’:
Fair comment. But a key difference was that I was never comfortable carrying big debts. Only debt I had was a small loan I had to take in Grad school to cover some living expenses (had a scholarship for tuition and fees at University of virginia) which I was able to pay off within 2 years of my first real job.
You have never been out of debt for any period of time and that really skewed your point of view. Now the load is too high, everyone realizes that. But your musings before were either of the pollyanna variety or digging deeper with loans that have abominable terms. You can’t dig your way out of debt. You can’t service this debt. You will have to BK unless you win the lottery or an equivalent lucky break. You have chosen a tough path to walk, and people are asking you not to go there. The critics feel the same as the person who warns another not to walk on burning coals because the natives are doing it then has to hear their friend complain about how they got burned.
-Big Cheese
March 31st, 2007 at 2:48 am
I notice that you haven’t answered any of the questions i have asked. I think they are good questions. They are NOT meant to put you down but are meant to get you to think and hopefully alter your perspective *a tiny bit*.
As far as jobs go, I am 32, going to school, and I deliver pizza part time. It is quite shameful but I have goals in mind and I believe they are realistic. Thus, I will never, ever quit. I’ll just keep toiling away until I finally get that degree. I will be the first person on both sides of my family to get a degree. This route has been good for me because like you, I can’t stand tedious work but I have developed a mental system for getting things done no matter how painfully tedious they are. After awhile, what happens is that you don’t view the work to be done as tedious, but more as a challenge. You realize on fundamental level that you *must* become really good at blazing through busy work. It’s just how the world works, I can’t change it, but I have adapted to its demands. I too searched for other paths (not get rich quick schemes) and there really is no other path. You either get used to accomplishing needed tasks or you start sinking.
I too am a programmer, completely self-taught. I worked for about three years and became disgusted with doing programming for others. I prefer to keep it as a hobby and work on my own projects. My dream might be realized soon as I start experimenting with a suite of tools that I have spent four years developing. They will not make me rich, but they might allow me to make $50 a month from tons of hyper-niched sites that are updated daily. Luckily, these efforts have only costed me time and maybe $15 a month in server fees.
I gave you some personal details of my life so that you might read my posts and see that I am not one of the haters who come to your site and brag that they make millions a year from their businesses. For these people to put you down is ludicrous. I do believe they do it because they FEAR of being in your situation.
March 31st, 2007 at 2:50 am
Casey,
Thanks for answering me at least. Is there any of those questions that you can answer- like the ones just about you and not G?
And how about your sleep requirements? That shouldn’t offend G?
-BC
March 31st, 2007 at 2:50 am
“Did I do any of this intentionally?”
YES!!!! Yes, you did. God. This is part of why we’re phenomenally angry with you.
You absolutely refuse to accept responsibility, you refuse to act like an adult, you refuse to do the simplest things (like, say, giving up Starbucks), you insult people who actually have educations and jobs, you keep rationalizing what you did, and you lie.
You refuse to answer question, you refuse to be truthful and you persist, you absolutely never stop chasing quick money while refusing to work. When people point out these things, you either censor the posts or rationalize it all.
Censoring posts and questions tonight, as you’ve apparently done, and ignoring questions, and being evasive and yet again, lying, are not helping. Refusing to take responsibility for the past like, year, makes people angry.
March 31st, 2007 at 2:51 am
“Did I do any of this intentionally?”
Yes.
March 31st, 2007 at 2:51 am
I am not angry. Truthfully, I feel sorry for you. Not in your sense, not “poor victim Casey”.
I feel sorry for you in the sense that I don’t like to see another human being, (not even a Ukrainian nationalist), humiliate himself so.
March 31st, 2007 at 2:53 am
“Highly motivated – ability to work without supervision, work under pressure and acquire new skills rapidly”
You do realize that you exhibit none of the qualities, right?
When you started this blog back in September, you were out-of-work, facing foreclosure, with no exit strategy in site. Six months later, I don’t see a difference. What tangible improvements to your situation have been yielded by your “highly motivated” personality trait? Even your very modest goals (tracking 2007 finances, taking the trash out, etc) have proven to require more effort than you can muster. Where’s the “highly motivated” Casey there?
You claim to be able to “work without supervision” yet still struggle with basic tasks such as opening up your mail.
As for “working under pressure”… no, not even close. Couple of examples: the Phoenix contract and the Countrywide note. Given the slightest bit of pressure, you sign stupid contracts that fail to serve any interest. You have a very limited ability to assert yourself and respond to strong-personalities professionally.
As for “acquire new skills rapidly,” if that’s the case, why did you spend tens of thousands of dollars of “real estate education” for seminars that by your own admission covered topics that you had studied earlier? What percentage of the money that you spent on “education” actually gave you skills that have yielded any sort of successful, tangible results?
“Self-thought, on-the-job training, Internet classes and college courses, A+ certification”
Before you send that BS off, here’s a hint: there’s a glaring typo in this section. See if you can find it and then “self-think” yourself some basic grammar.
Here’s a project for you: go to www.SSA.gov (Social Security Administration) and request a Social Security Statement. It’s free and takes about two minutes. In the statement is an annual summary of your earnings history that were subject to the FICA tax (ie, essentially any “W-2″ income you’ve ever made, yearly cap of $94,200).
After receiving this document in the mail in 2-4 weeks, scan it and post it on this site (censoring your SSN and any other personal details). I’m curious to see how those numbers compare to the annual salaries that you posted on your resume.
If everything matches up, I’ll donate $100. That’s $100 to do about five minutes of work (2 minutes complete the statement request and 3 minutes to scan, censor, and post the statement).
March 31st, 2007 at 2:53 am
Casey,
You are feeling anger and frusteration obviously based on your posts. That is totally normal.
You will get past this - you just need to take a deep breath and prepare for the grim task.
How are you managing the depression, or do you even feel this?
BC
March 31st, 2007 at 2:54 am
What people want you to say, Casey, is that for a very long time you were delusional about your future goals and you were in denial about past events vs. probabilities of future events.
Your desire to “fail forward” were so one-dimensional you appear as if you a part of a religious cult.
March 31st, 2007 at 2:56 am
@Annie…
Negative thinking like this is what keeps people from doing deals. Seriously, you don’t need credit or money to do real estate deals. All you need is desire and determination.
We can structure the partnership in any number of ways. The simplest is we can do a 50/50 split. They put up the cash. I do the leg work and we split the net profit.
We can do a simple partnership agreement or on a bigger deal put together a corporate entity for more protection.
March 31st, 2007 at 3:02 am
“Negative thinking like this is what keeps people from doing deals. Seriously, you don’t need credit or money to do real estate deals. All you need is desire and determination.”
No. You need sound business sense and an excellent understanding of how real estate “deals” actually work. For example, I wouldn’t consider getting involved in real estate investing unless I really REALLY knew what I was doing. I wouldn’t believe that my “desire and determine” would work magic in a sea of hammer-head sharks waiting to capitalize on my mistakes.
Besides: you really didn’t put much effort into the houses you bought. You might have put some work into fixing up a couple of them but you didn’t finish what you started. You simply can’t dream big and put zero effort into accomplishing tasks.
March 31st, 2007 at 3:03 am
@Big Cheese…
I sleep 5-6 hrs per night plus 30-90 min nap back when I was doing it. I used to be a habitual napper because I wanted to be able to get up early and go to be late and still keep my sanity. I stopped doing my daily napping lately but I may get back into it later.
I still run in the mornings but not as often. This year my discipline is not as strict.
March 31st, 2007 at 3:09 am
Dude, you didn’t *blip* out the tones when you dialled the extension number!
March 31st, 2007 at 3:12 am
Casey, please answer this question:
“This year my discipline is not as strict. ”
When have you ever been a disciplined individual? Don’t you realize that it appears from the posts *you* make on your blog that you are a 1 on a scale of 1 to 10 for being disciplined?
To make a good living doing your own thing you’ve got to be at least an eight on that scale. That means that you plan, hustle, and accomplish tasks like The Terminator.
I would consider myself to be about a six, and I am adapting myself to become an eight, which is probably my limit.
The average person would be about a 4.5.
March 31st, 2007 at 3:13 am
sisb (sean) - That’s not at all shameful. You’ve got a good, meaningful, valuable goal that you’re working hard to achieve. What would be shameful about that? If delivering pizzas pays money you need and allows you the time to go to school, then it sounds like a good choice of extra job for you at the moment.
You’ll be really glad you delivered pizzas when other people are still paying back the loan money you didn’t need to take out in 20 years.
March 31st, 2007 at 3:16 am
Thank god that $850 was fake.
Anyone who gives Casey money may as well go and do the same for their local smack addict.
Look at the picture where he is holding up the ‘Looser’ sign. The word ‘unhinged’ comes to mind.
March 31st, 2007 at 3:18 am
No, the burn rate did not eat the cash.
Part of the current burn rate is the credit cards and much of the mortgage burn back when you were paying it (which was what, four or so months total?) was the cashback from each successive house.
You spent $200,000 or so cash on what?
March 31st, 2007 at 3:19 am
I’m going to bed. Gonna try to catch a little bit of sleep. I’m meeting the buyer of my blue ball tomorrow at 7:30 at Jamba Juice.
March 31st, 2007 at 3:22 am
Total donations so far: $368.87
Somebody asked me how I will be able to get out of my PayPal account in time? Well I happen to have a PayPal ATM card. I just need to figure out how to use it.
March 31st, 2007 at 3:26 am
“420. Get A Clue”
Thanks for the kind words.
I will be about $30k in debt by the time I am done. I was going to USC and that buried me in debt very fast. I decided that the degree wouldn’t be worth about $45k of debt (maybe more) so now I am going to a local school. I decided to cut my losses.
When Casey posts about “being in his shoes” it made me chuckle. I was so broke that when I started at U.C. Berkeley, I had two abscessed teeth in my mouth for an entire year and after six weeks in my first semester of my dream school I withdrew. I had to have the teeth surgically removed as my jawbone was starting to be infected. Those teeth made me very sick. I then made the fatal mistake of being ONE DAY late to reregister for the following semester, so I said “f*** it”, went down to USC, and they let me register there for the following semester! Unfortunately, I underestimated how much debt I would be taking on and like I said above decided to cut my losses because USC isn’t worth a gigantic debt load. Berkeley would be, but I have too many units now so no more state grants!
Are you listening Casey?
I suppose this is an example of “failing forward”.
Casey, sometimes life kicks your a** but if you do not admit your mistakes and take responsibility for them you will repeat them. And mistakes at my age are exponentially more costly than mistakes at 24.
March 31st, 2007 at 3:26 am
Thank you for answering my questions.
I feel that in many cases you gave non-answers or attempted to gloss over important facts, but at least you tried.
I don’t think Annie is getting good value for her money here, but you seem to be meeting your end of the bargain. Pity you won’t be able to run this cute little trick again.
Casey, you have truly hit rock bottom. For the love of god, get yourself some help. I mean that. Seriously.
March 31st, 2007 at 4:01 am
casey I’m sending the HP’ers over… don’t forget the IRS needs to know about this in 2008!
keith (housingpanic)
March 31st, 2007 at 4:13 am
Just a friendly reminder - you’re still on the hook for at least a couple of things, so don’t get too giddy counting your bucks.
T gave you $20 to buy groceries. You need to go out and buy them and supply a photo of the receipt.
Also, you have to have a 1 hour Talkshoe conversation with T/Nacho tomorrow at 2 PM. You have received $24 as good faith money toward an overall pledge of $240 to do this.
March 31st, 2007 at 4:37 am
Won’t be too long until Wonderboy starts doing more “interesting” things for money.
What’s really fascinating here is how easily and shamelessly Junior has slunk into the role of common beggar. It’s seems to be in his DNA.
Pay you for answers to RE questions? This is the most patently pathetic idea Junior’s had yet. He’s a complusive gambler and has the business acumen of a hammer.
Yeah, I’ll pay big bucks for that kind of advice!
March 31st, 2007 at 4:44 am
“Why do I feel so much anger from you guys???”
i seriously think you have some kind of short term memory loss. Or you’re you’re just kind of retarded.
Ok. One more time. We have anger because it’s due to wildly irresponsible spenders like you who have helped to drive the price of homes to insane levels, all in the hopes of making a quick lazy dollar.
I have anger because I make six figures, and I’m sorry, but I think that means I ought to be able to afford a nice home. But I can’t, without resorting to these subprime 0 down exotic ARM clusterf*ck arrangements like you did. Why? even with my relatively high salary, under traditional lending standards, I can only qualify for about 350k. Guess what. Average starter home price in my area? over 600k. That price has about doubled in the last five years. And that drives up rent, which makes it even harder to save for the massive downpayment that people SHOULD be applying towards their first home purchase.
Sleazy mortgage brokers, combined with an irresponsible Fed money policy combined with sleazy (sleasy?) RE Agents (buy now or be priced out forever!) combined with stupid and sleazy Casey’s taking out liar’s loans and trying to Flip Houses (that term also enrages me to the point of frothing at the mouth) have made everyday live impossible for hardworking honest regular people like me.
if you have any balls, even a big blue one, you’ll approve this comment. but you wont. i wouldnt send you a nickle. I dont have one send, rent is due and I pay all my bills in full and on time.
March 31st, 2007 at 4:57 am
I am a bankruptcy professional on the east coast. I have been reading your blog for some time now. I can’t figure out why you haven’t filed ch. 7 yet. Is it you are afraid of humiliation? Bankruptcy is not about humiliation. Its about preventing humiliation. I have seen people file for far less than your situation. Cashcall and all the foreclosures will go away and no longer haunt youand you can start your life anew and save your marriage. Plus you can go another year blogging about your bankruptcy. I don’t do personal bankruptcies only corporate ones but I would be willing to answer any questions you may have. If you are interested email me. The reason people fear bankruptcy is because they don’t know how it works, once you know how it works it can be a blessing.
March 31st, 2007 at 5:14 am
Casey,
T/Nacho has the money, in hand, I promised for the interview. However, with over 400 comments, it’s almost impossible to figure out whether she can move forward. Also, you seem to have done an interview already….for free. That’s not a good business move, wouldn’t you agree?
Well, at this point, it’s up to her to decide whether it’s worth moving forward. If you’ve already answered the questions she was going to ask, why pay?
Once again, you may have blown a truly “sweet deal”.
March 31st, 2007 at 5:23 am
Casey,
How much are you selling the blue ball for? I will pay you double if you sell it to me and take a picture of me standing next to you while you are sitting on it drinking a jamba juice with the blue shirt and the murse on. I will even pay triple if that’s what it takes. I want to own this piece of american history. Some day I hope to sell it to the smithsonian.
March 31st, 2007 at 5:41 am
I’m so glad I walked in on this the next day.
Yes a bit of cheap entertainment: Let’s see how desperate Casey is. Lets get him to do really stupid things for 5 dollars.
Just waggle a 5 dollar bill over his head and he’ll do tricks.
So I work 40 hours a week. I get a guaranteed paycheck that I can budget for every week and work toward paying off my debts.
March 31st, 2007 at 5:41 am
@320. barbmarie
March 31st, 2007 at 12:27 am
Casey, hope you are enjoying all the forwarded spam email that fills my yahoo mailbox. The same better not happen to my paypal email or I will begin a chargeback
Good point. . .that was the reason I did not send him any money. . . Paypal uses my regular e-mail. The e-mail I send to Casey is one I set up for online ad’s (apartments for rent) and that type of thing. Since I started posting on this site the span has shot up in that e-mail-coincidence? I don’t know. But, I’m not willing to gamble on that.
March 31st, 2007 at 5:54 am
So you have managed to keep Cashcall off of you for 1-2 months.
What is your plan of attack for your other ten credit cards? Its not like you will be able to repeat this performance regularly.
March 31st, 2007 at 5:56 am
Casey,
You are to be online until 4am not before 4am, why you leave @3:22am??
sorry dude, you loose my donation $500
sweet~
March 31st, 2007 at 6:09 am
Sorry dude,
your paypal account is inactive now due to an investigation of fraud.
please do not use the money
good luck,
March 31st, 2007 at 6:10 am
Casey,
i don’t need the blue ball now, pls cancel our meeting @7:30am today
March 31st, 2007 at 6:31 am
Up and at ‘em, Case!
It’s 7:30 AM Pacific Time and I believe you’re supposed to be at the neighborhood Jamba Juice handing over your blue ball(s)!
March 31st, 2007 at 6:32 am
casey has not yet hit rock bottom. As long as he is in denial he isn’t at rock bottom.
I have done a number of real estate deals (own 6 houses, all of them cashflow positive) in the past three years. I wouldn’t even think of touching the hypothetical house for sale at $425k, discounted from $500k. Simple reason? everything else on the block was for sale as well. Sometimes NOTHING sells at ANY price.
Think its impossible? look at the vintage car market. some cars stay up for sale for months with no traffic. or, ask someone who remembers the real estate market circa 1980.
March 31st, 2007 at 6:38 am
Casey,
Good luck getting up tomorrow to finish your transactions. If you have to sleep in, then skip the blue ball meeting but don’t sleep through paying CC.
BC
March 31st, 2007 at 6:46 am
Hey Casey,
You should continue to ignore those people who say you need to get a regular W-2 job. It doesn’t fit your personality. There are other ways to make money other than W-2. You need to find your nitch. Martha S****** tried several different careers before hitting it big. I met a guy a few years back who bought some old trucks and converted them to dump trucks and started a hauling business for apartment complexes and rental property and this guy made a fortune. Stay positive and good luck.
pc
March 31st, 2007 at 6:49 am
I’m suprised nobody commented on the bottle of Hpnotiq in the fridge. $25 bucks a bottle.
March 31st, 2007 at 6:57 am
Dear Casey:
I am a 54 year old grandfather who as a younger man had my share of financial problems. A failed business with my father in 1976, bankruptcy to follow. I was once put off a Long Island Railroad train (1975) with my then 2 year old son on my lap for riding during peek period with an off peek ticket. I did not have the $1.43 cents upgrade, and was told to leave the train at the next stop which I did. I drove a taxi for years in New York City, worked two jobs to pay my expenses, and never asked anyone for a penny. My fortune changed in 1985 when I became a member of the NYPD. I am retired now with 4 grandchildren, two of whom I pay their Catholic School tuition, and I still work 2 jobs. My point is that we all make mistakes in life, and I suggest that you take 2 jobs, and pay your own way out of your mistakes. Thank you, GWK New York City
March 31st, 2007 at 6:59 am
Good Morning Casey:
It is 7:49 a.m.
Were you able to make it to your jamba juice appointment?
I’m going to go through my questions and post those you did not answer or where your answers were vague.
Why this exercise? Not to be mean or hateful…
In part, its about language - what you say and how you say it is telling.
You may not understand - however many of your readers do.
March 31st, 2007 at 7:11 am
I wouldn’t give you a wooden nickel - BUT I will give you the chance to get your FICO score for FREE. If the promotion is still valid (it was yesterday), I expect you to post the report.
http://www.myfico.com/Store/Or.....ode=VC9743
March 31st, 2007 at 7:30 am
You might want to seak to your BK attorney before you send a payment to cashcall. That payment could hurt your BK case.
I will take months for cashcall to get a Judgement aganist you. I am sure you will have filed for BK by then they can not get a judgement aganist you.
March 31st, 2007 at 7:31 am
Good morning, Casey!
Wow you are an early riser™ today. What’s up? Why are you in the office so early, and on a Saturday to boot?
[getting lifted up]
Hey, what’s going on? I thought you came in to open the mail™ or something.
Whao… Don’t be so rough. Why are we in the hall? Whoa… Now the living room. Ummmmm why are you opening the door?
[out the door towards the smokin cool BioBunny™ on loan for another tester]
Ohhhh! Cool! Now I get it. We’re going to the gas sation for air! Sweet! I told you I was etting low along™ time ago, but I gues you were to™ busy to take care of me. I kept reminding you it would be ad for your posture in the long run. But now with a fill up in th enext few minutes, it all good™.
[15 minutes of driving later]
Casey, um where are we going? We’ve been past at least a dozen gas stations. We’re not going to that Chinese restaurant for more oil for the BioBunny™ are we? The last time you did that you reeked of Chinese food for a week. Hey, wait, wghy are we at Jamba Juice™? I thought all of those haters™ had kicked you of the habbit.
[getting out and going in to JJ™]
Casey, who is that crepy guy? I don’t like the looks of him. He looks like he hasn’t slept in days and his pants are dirty. Casey, I don’t like thi slets go home. I like my office™.
[Casey shaking hands and feverishly putting a $5 in his wallet]
Casey, you called him Brian. That’s an Irish name, isn’t it? I am only usd to the Sloviks. Irish people make me itch. Let’s go.
[Casey getting out his majic marker]
Casey, No! You said you stopped tagging back in High School. C’mon this is in broad saylight. Man the manager will see you and call the cops. I’ll wind up in some dingy evidence locker. Don’t do it! I’m serious!.
[Casey signing the Blue Ball™]
Casey! NO! DON’T TAG ME. DON’T TAG ME!!!!!
[Shaking hands with Brian, and turning to leave]
Casey, no DON’T LEAVE ME HERE WITH THIS MAD IRISMAN! COME BACK! PLEAESE FOR THE LOVE OF POLYNINYL CHLORIDE DON’T LEAVE ME WITH HIM. HE’LL PROBABLY RECYCLE ME! NO! NO! NO!
[Brian smiling with his new treasure]
Who are you and what are you going to do to me? Why am I here and who are you?
No. Don’t sit on me.
No. Don’t sit on me.
No. Don’t sit on me.
Please for the love of the atmosphere… WAIT! WAIT! WAIT! If you must have your way I just need to know one thing…….
Boxers or briefs?
March 31st, 2007 at 7:37 am
You low life. I thought that you were working all along in things that you didn’t want to publicize and you can’t even come up with 200 bucks? At this point, what’s it matter?
March 31st, 2007 at 7:47 am
Casey, I read all the posts this morning, and don’t see any new responses to my offers (which totaled $70), so don’t think I owe you anything for any of the 3 offers.
(1) $10 for changing ASW permanently. You wanted more. No deal.
(2) “$10 for an honest answer about the Utah payment. (Not just, I don’t know, it’s been too long, …). Extra $20 (total $30) if you admit (assuming it’s true) that you cashed the check.”
Never got a response from you on this one.
(3) Highest income stated on stated-income loan.
My revised (higher$) offer: $20 for the number, $30 for a redacted flickr post.
You accepted: @It’s All Good. I will check the apps tonights and get that stated income number. I’m curious myself.
You did not post that number and did not post a flickr pic.
==> In essence, you ‘left $70 on the table’. Fine - your decision. Just want to make sure we’re in agreement on that. I thought last night “this will be fun for only $70″. Looks like I had fun for $0. Please confirm.
March 31st, 2007 at 7:52 am
“Somebody asked me how I will be able to get out of my PayPal account in time? Well I happen to have a PayPal ATM card. I just need to figure out how to use it. ”
You put it in an ATM and enter your PIN. It’s probably the same PIN as your regular debit card.
March 31st, 2007 at 7:54 am
One more thing. Be wary of those selling seminars on how to make money. These people make a lot more money selling seminars and advise to people like you than they do from the actual activity they are preaching. And this includes the stuff Suzy Orman and Robert Kiyosaki are pedaling.
March 31st, 2007 at 8:06 am
Casey,
This is my first post. Been a great fan of your blog!
Don’t let these haters get in the way of your dreams. You only need to get lucky once!
I really admire your guts to take on that much debt. No risk no reward!!
Can you promise me one thing?…..that you will keep on working towards becoming a RE investor. Don’t let the haters get in your way.
March 31st, 2007 at 8:09 am
I’m following this with interest from a distance and one thing strikes me - I recall a victim of a 419 scam, who, despite having been scammed several times, still believed that the scammers were his friends and just needed that bit more money and the deal would be done. They could not be persuaded otherwise, despite having thrown away something like $180,000.
Casey, you are the same. You’ve fallen for the snake oil sales of get rich quick, no money down, fortune in real estate without working and you believe it. There’s no convincing you otherwise, there may never be.
Why have I reached this conclusion? Well, for one you have never said you were mis-led by any of these guru types, let alone started actions against them for mis-selling, or giving you incorrect advice. In fact, you are happy to appear with one the biggest BS merchants. Any of these courses offer a money back guarantee?
I really am concerned that, as other people have suggested, that you have some mental trait that allows you to believe that it will all come good and all will be OK once you do one or two more “sweet” deals, but you can’t see that you haven’t yet done ONE sweet deal that has made you any money and those courses you have spent $20,000+ on haven’t paid back a cent. You are like the gambler at the card table who is waiting for the right cards that will mean that his “system” will work, while, all the time you are running out of chips.
Have you ever come across John Commuta’s book / course or read The Millionaire Next Door?
March 31st, 2007 at 8:11 am
Casey - I’m happy for your family that you got enough for your CC deadline, though I am perplexed you wouldn’t take my money.
I do wonder, though, if one result is that you’ve shown CC that, if they squeeze you hard enough, you’ll find the money. I imagine such a comment will go into your CC file.
I’ll keep open my offer of $30 for a redacted flickr post of your highest stated-income.
You accepted that offer last night - remember?
March 31st, 2007 at 8:21 am
Casey,
do you have health insurance?
March 31st, 2007 at 8:23 am
#304,
Casey, you are dumb. You know very well what FFC is, and who James is.
Fortunately, you are far, far dumber than I’d ever be. So, as your security code says, “itsallgood”.
BTW - prostituting yourself all over your blog isn’t a “job” per se. Just so that you know.
March 31st, 2007 at 8:40 am
Sorry Casey-
I call BS on the whole speeding ticket remarks.
The cop would not place 90 on the ticket if you were doing 85. Cops either write the speed you were going (90) or cut you 5-10 mps slack in the downward direction (95-100).
I say you were doing 95 and she cut you slack by 5. Why? You see that “automatic booking” box in the middle portion of the ticket? If you have what is deemed “gross abuse” speed over the limit-they check that box and book your a** in the local hoosegow. If you are picked up on a Sunday you wouldn’t get your first release hearing with the Judge probably early Tuesday. Why? All the Friday and Saturday night pickups get first priority with the Judge on which takes up most of Monday, not to mention the regular backlog of cases they have to try.
What is the “gross abuse” in the majority of California-yup 95. That’s why I say she cut you the slack. I also say any T.O. worth their salt would not write the wrong direction on the ticket. She’s on her home turf, she knows (or should know) the roads like the back of her hand. Especially considering the fact that she is likely a very tenured Officer who has been with the department a while.
When you start as a CHP you are generally assigned to big cities (San Francisco, Oakland, LA, San Diego) Why? More tenured officers generally don’t want to work those areas, so they bid for more rural gigs. You were in Placer, so the majority of the Officers would have 15-20 years of service.
She probably cut you the slack so she wouldn’t have to book your behind. You really don’t realize how lucky you are.
Oh yeah, one of your posters said to try to get postponement so the officer wouldn’t show up. Guess what? Very few cases are dismissed because of this. Why? The department pays her to show up-even if it is her normally scheduled day off. If it isn’t her day off, she gets to stay off the road for a few hours and all she had to do is chit chat with all her friends at the traffic court (Judge, Clerk). It’s almost like a vacation. Plus the state doesn’t want to lose the fees generated.
March 31st, 2007 at 8:44 am
Casey, you do realize that if you owe the capital gains tax on the house sale, it must be paid by April 17th regardless of whether or not you file an extension? Otherwise you’re subject to *major* penalties on the unpaid tax liability.
I’m not sure how the rules work for the state of California, but it’s probably the same thing. You should be raising money for your tax liabilities.
March 31st, 2007 at 8:55 am
@Investor Guy asks…
I want to see if you’ve learned anything. [RE example deal]
Casey Serin reply:
…So unless I can pick it up at say 300-350 (assuming there are no repairs needed) and I wouldn’t even bother.
—-
The correct answer is:
I’ve learned my lessons. I have no talent, affinity, resources, special knowlege, access to or expertise in any of the myriad necessities to make money in real estate. My instincts have proven horrible. My personality concerning details, deadlines, priorites and the like is not compatible with the demands of the industry. My time is better spent on other ways to earn an honest living.
That is what you should have said.
March 31st, 2007 at 9:03 am
Casey:
I just reviewed the DHC site. Nigel says he would not donate to the Casey-a-thon. Why is that? If he is your friend and you are really in the dire straights you are in, I would think that he’d be supporting this one-time-only effort.
Through the kindness of others, you got what you needed for your CashCall payment - please post no later than 12:15 p.m. a receipt of your payment.
As instructed by CashCall you are to call them today to confirm the payment - please record that phone call and post it to the website today.
By my estimation, you will have at least $100 excess from the paypal donations, plus what has been “pledged” by me and others - what will you be doing this money?
And, one last thing - the money I will be sending you is from hours of my own hard work at a W-2 job. A job I am lucky to have. I live on a budget and within my means. The money I am sending you means I will not be getting a new windshield on my car.
See, I’ve been driving with a cracked windshield for a year now. I don’t use credit cards and live within my means. I’m generous when I can be. I’m getting a tax refund. I was planning on using the money from the refund to get a new windshield. Instead I will be sending it to you. I want to know that you understand the sacrifice I’m making by sending you this money.
It hurts.
It hurts bad.
Really bad.
See, I don’t go to starbucks. I’ve never been to Jamba Juice. Never been to a Macaroni Grill.
But I have a job, a little savings, and I work hard everyday so that I can enjoy my home and eat.
I don’t have much in the ways of extras. A cell phone - but it is very basic… nothing fancy. I’m on a program and stay within my minutes. No extras.
I don’t have a PDA.
I don’t have an IPOD or MP3 player.
I didn’t go to Hawaii last year.
My adjusted gross income last year: $38,000.
My buget is tight - but I get by.
With what I have, I share with others. It is my “tithing” or whatever you call it. Would rather give it to people REALLY in need than to the catholic church.
Now tell me - do you really need my money? You made your goal. If you need my money, how will it be spent? I want (and need) to know you will spend it wisely (i.e., towards a BK attorney) and want to see a receipts posted. Better yet - tell me you’ll send the money to one of your lenders from a foreclosed house as part of your effort to “repay every dirty penny.”
Best yet - give it to the “elderly friend” you still owe $2200.
Just let me know that you’ll be wise with my hard earned cash. Let me feel good about this “donation” and know that I can sleep tonight knowing it went towards making right one of your wrongs and not spent towards something intangible or foolish.
March 31st, 2007 at 9:07 am
Casey,
I work in the collection industry as a trainer.
I highly doubt that you are going to be sued at this point. You have NO assets and thus nothing to take.
The “pre legal” department is smoke and mirrors in collection offices. That agent and his supervisor really have NO authority to suggest filing legal action against you. They do not have any information on your financial situation in this department. If they did they would not have to even ask you those questions they did about your financial situation.
The reason the agency is requesting money by a certain time is part of collection strategy. They need to set time lines for you to ensure that you pay quickly creating a sense of urgency.
They tell you “we need to make a decision on this file”, “we may recommend a lawyer in your State review this file for possible legal action against you”. These are again all part of the strategy of collection.
In my years of experience and reading a bit of your story about your debt situation the best advice I can give you is Do NOT send them any more money.
The statute of limitations for your debts is 4 years in California, this is the time period that the creditors and collection agencies can try to sue you and get a judgment against you.
If I were you, I would take my chances on this not happening. You should get ready to file a BK with the cash for filing on hand. I would say you would need 1,000-1500. dollars for this. If you are served papers on a law suit then go ahead and file at that time. Until then DO NOTHING AT ALL.
Casey, once the statute of limitations has expired no one can sue you and get a judgment against you at that point.
Yes, there will be penalties involved, meaning your credit is ruined but it’s already ruined with all of the foreclosures and to much debt to credit ratios etc, late payments etc….. you have right now anyways.
If you stop paying now on everything, the seven years of bad reporting on your credit report will all happen at the same time so the forclosures and charge off’s will all fall off your report together seven years down the road.
Do you have any credit still in good standing? If yes, then continue to pay this on time each and every month with NO late payments ever. This will help to start the re-building process now. It will take time but you will eventually build your credit again, lucky for you that you are a young person and have this opportunity.
I also suggest that you can send partial cease and desist letters to stop the calls ONLY. Tell them you wish for all communication to be in letter only. This will take the pressure off of you with the collection calls. By law you must write or fax in your request. First party do not have to abide by the FDCPA so any debts you have that are still first party may not feel they need to respect the cease calling letter. At this point all you can do is try.
BUT
Once you are six months behind on your accounts Federal Law says they have to charge off your accounts. This is why the lenders are trying to get you to stay current so they avoid the charge off.
Charge off is a banking term, meaning they remove this account from their books as it is not considered an asset any longer. The good thing about a charge off is the bank or financial institution are no longer able to charge you any more fees.
Every time you make any payment it prolongs the charge off from happening so do not make anymore payments on this account or any of the other credit cards you have.
Once these debts go to collection agencies at charge off you can then write them C&D letters. At this point you have tons of rights according to the FDCPA (Fair Debt Collection Practices Act) http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
The best thing to do right now is nothing Casey. Learn from this mistake and move on with your life.
Never let the greed of money blind your common sense again.
March 31st, 2007 at 9:14 am
Casey, where did you go to dinner last night? How much did it cost? Should you really be eating out when you have to beg strangers for money?
March 31st, 2007 at 9:16 am
Casey, how was that Sweet Wheatgrass Shot you enjoyed this morning while at Jamba, courtesy of donations from readers last night?
I know you had one.
Your readers would want you to.
March 31st, 2007 at 9:23 am
The $5k for corporate credit consulting…did your friend peel off cash from his bankroll and hand it to you, or just exactly how did this transaction occur?
You didn’t answer my question regarding the exact form of the $5k loan for consulting. Was the cash given to you, or to the consultants? Did you sign some kind of loan paper?
March 31st, 2007 at 9:40 am
Well, Casey,
I took a look at your resume, as I could get a referral bonus at work. After spending a short amount of time, I found I can’t suggest you for any of our open reqs.
For example, there’s at least two different SQL injection vulnerabilities in your Pride Industries website. Shall I keep looking?
The following links only demonstrate that the vulns exist, and don’t actively exploit them maliciously.
http://www.prideindustries.com.....hp?id=true
http://www.prideindustries.com.....%20′
(put a ; after the = to get a mysql error back — info leakage vuln and obvious injection evidence)
No big deal for a small website like that with no critical info on it (not even sure why they have a website at all, myself). But it’s not good enough for any important clients.
Though, you’re probably worth at most 40k for a non-profit or employment in a non-critical department of a non-aggressive business. Were you pushed out of Pride Industries for costing them too much? I wouldn’t pay you 50k — maybe they figured that out too.
All ASW: awesome juice juicy sweet loose deals millions winwin success cashback equity sweet itsallgood letsdoit signhere leverage sweet
March 31st, 2007 at 9:49 am
Casey, I will donate $10 if you change your name on the blog to Head Casey and $20 if you also change your picture to one of Richard Simmons.
March 31st, 2007 at 9:52 am
@Annie
You should check out windshield repair. It can be cheap ($30) but not sure how safe.
@Casey
A final parting shot, sorry that things are going so bad for you lately. We all make mistakes, do not think that you are any worse than us. Live and learn. You will be back on top some day, probably soon.
March 31st, 2007 at 9:53 am
I’d rather give my money to the bum on the corner..at least he’ll work for food. However, if you email an address I’ll be happy to send a care package. We have plenty of top ramen, soup cups, and mac n cheese in the pantry.’
March 31st, 2007 at 9:53 am
Darn! I missed a great party last night. I’m donating to your PayPal fund strictly for the entertainment value of this blog, and the fact that your posters blew your ability to earn ad revenue due to fraudulent clicking.
Did you sell the blue ball this morning? If so, how much did you get?
I’m seriously interested in purchasing the RE courses. Will email you personally about that.
Please post an updated screen shot of PayPal. Thanks.
March 31st, 2007 at 9:58 am
Hey Casey,
Just a few notes on the resume (I’ve owned an IT consulting firm for many years, fyi). First, add an entry before the Pride job saying you’ve been an independent consultant between the time you left the job and the present. It’s the truth and will show that you’re haven’t been out of work for the past year. Just list some of your more interesting tasks under the job description, you don’t need to name your clients.
Also, remove the salaries. Salary discussions shouldn’t begin until well in to the interview process, including them on the resume just let’s people like me know how much, or how little, you’re willing to work for. Your salary should be based on how much you impress the interviewer, not what you made in the past.
March 31st, 2007 at 10:14 am
LOL, dance chimpCasey dance!
Thanks Annie!
I hope you still make that call with “T” chimpCasey, people want to know, and Nacho has all the questions.
Your love for your ASWs is ridiculous, of all things people asked of you, I thought that one was one of the most benign slam dunks for some extra cash.
March 31st, 2007 at 10:16 am
I have $1000 I will donate to the Salvation Army that Casey does not come up with any form of receipt at all for payment to Cash Call. Given Casey’s record of deception and deceit, I am sure the donation will be made.
March 31st, 2007 at 10:20 am
I’ll give you the $200 if you let me advertise on your site.
March 31st, 2007 at 10:26 am
Casey:
How much to write “Cote is a looser” on a sign and take a photo on the ball before you sell it?
P.S. Are you getting a new blue ball? It will hard to go on without the trademark tm “blue ball of dumb”…
March 31st, 2007 at 10:27 am
You say that you don’t need money to get started in real estate–indeed, you proved it by obtaining multiple properties with no money down. Do you realize that zero-down loans have more origination fees, points, and higher interest rates, and that these three factors combine to eat into any profit you might receive when you sell the property?
March 31st, 2007 at 10:30 am
I just read:
“Roseville, CA (May 21, 2004)–PRIDE Industries, one of the nation’s largest employers of people with disabilities”
Casey:
Do you have some kind of disability? This whole thing will make a lot more sense if you are actually retarded (not just doing things that are retarded)…
March 31st, 2007 at 10:34 am
I’m not going to defend Casey, but the real estate example implied that he was back on his feet. (Improved credit score, the ability to get a loan.) Also, he said that he would buy at 350K, not 425K. The 425K was the bait/trap price. There would not have been enough equity to succeed there if you were investing conservatively. At 350K, which Casey suggested, (70%) he might have cleared a profit, even in a slow market, and the example did use Elk Grove as its location and a newer more desirable house, which you ought to be able to move priced at a discount in 6-8 months. I was disappointed though that he didn’t say he’d check days on the market/a CMA report to confirm sales for the area. He also made no mention of the capital requirement to HOLD the house for 6-8 months making payments, and maybe some repair costs since the owner was in foreclosure and probably had deferred maintenance for a year or two. The example also assumed that he was honest in getting his loan, which I’ll trust he was.
Overall, I don’t think he answered badly. I’ll give credit where credit is due. Maybe he did learn something a long the way. He just needs to reduce his impulsive desire to be reckless and more cautious, as well as honest in his dealings.
His previous deals didn’t take into account the discount he would need to clear a profit. They were more of the “real estate seminar, leverage anything and get rich quick” type, which all the seminar gurus should take note of how they transformed one guy’s life for the worse. Not that Casey had any less responsibility for actually putting their plan into action.
Casey, you want money dude? Keep thinking even more conservatively than you thought about the answer to my problem, and you will eventually get there. It might be a slower way to wealth, but it will work for you eventually.
(In the interim, I’ll keep pitching silly stunts Casey can do to make a few bucks. I’m a twistedly sick guy.)
March 31st, 2007 at 10:35 am
466. Annie says: “I don’t have a PDA. I don’t have an IPOD or MP3 player. I didn’t go to Hawaii last year.”
Sounds like you need to make a CashCalltm
You can get enough to buy a phone with a PDA and Mp3 player so you will have tunes on your trip to Hawaii.
March 31st, 2007 at 10:37 am
Honestly, I’m not sure why anybody is giving this scam artist even a penny.
Whatever, man….
March 31st, 2007 at 10:41 am
Seth,
Interesting stuff.. But I can’t seem to cause the errors..
March 31st, 2007 at 10:42 am
Casey, Have you heard of Clark Howard?
http://clarkhoward.com/
He has a radio show and is a consumer advocate who often focuses on the rights of those facing collections and bankruptcy. You might want to try to call in … it would be good blogging material - although I don’t think that’s always the best use of your time, you’re going to keep blogging anyway so give it a shot.
P.S. I think you tried to call B.S. on someone who posted with a “@yahoo.com” email… you realize anyone can get a free email account under that domain… it’s not the same as a “@google.com” or “@microsoft.com” email address, where only the employees of those companies get them.
March 31st, 2007 at 10:45 am
Casey says:
“Negative thinking like this is what keeps people from doing deals. Seriously, you don’t need credit or money to do real estate deals. All you need is desire and determination.”
You tell them Casey, once you do your next “deal” on the courthouse steps it is going to take a lot of work do find more deals since you sure don’t have any money or credit. Keep us updated on the apartment deals and the corporate credit.
P.S. Have you ever thought about sending out e-mails saying you are from Nigeria?
http://tinyurl.com/2sv37t
P.P.S. How about the Casey Cam (this Justin guy is making $):
http://tinyurl.com/2qvep2
March 31st, 2007 at 10:49 am
Dude, the only difference between you and an organ grinder’s monkey is that the monkey wears a little velvet coat when he’s doing tricks for money.
Dance monkey, dance!
You’re a good example to the rest of us on the importance of keeping the day job until the part-time gig is making money, and the importance of having a cash reserve in the bank. Having to sell your self-respect for tips must be pretty humiliating.
I mean, given that you’ve got no scruples, need cash, and live in the Bay Area, have you thought about doing gay porn? Given your quasi celebrity status, you’d make a lot more money and it wouldn’t be any more demeaning than what you’re doing right now.
On another topic, what kind of jackass ADMITS in a public forum that he was doing well over the speed limit and then talks about pleading not guilty? Honestly, did it ever occur to you that admissions can be used against you in court? Does the concept of perjury mean anything to you? (Which your testimony will be, unless you find an attorney.)
Seriously dude, turn off the blog and get some therapy.
I know you love the attention, but getting your manic episodes/compulsive real estate gambling/narcissism under control is more important right now. Get your head and your finances straight, and then write a book about the journey. This blog isn’t good for you, and deep down, I think you know it.
I’m only saying this because you need people to be honest with you. A lot of the “haters” on here don’t really hate you, they just want to stop making the rookie mistakes that put you further and further from your actual goals.
For instance, if your long-term goal is a healthy wealthy life with your significant other, getting deeper into debt and making her drop out of school after it’s too late for her to get a refund, so that she can copy CDs in the living room, probably isn’t the best way to go about it.
Come on Casey. Get it together.
March 31st, 2007 at 11:00 am
Screw CashCall. They are vultures.
They can’t get any money from you. Blood from a stone.
Anything you give them is sheer stupidity.
March 31st, 2007 at 11:03 am
I just woke up from staying up till 4:30 AM answering Annie’s and other people’s questions. She promised to pay so she better pay because that was some detailed answers and sacrifice staying up 2nd night in the row.
If she doesn’t pay or claims that I didn’t perform based on some technicality, I’m not ever going to do this kind of thing again without advanced payment.
CASHCALL
I just called CashCall and they gave me an hour extensions to get to the nearest MoneyGram and send them the $220.48 payment. I have my PayPal ATM card ready to go and I’m hoping they will take that as payment at MoneyGram. Ready to leave now.
Will update you as soon as I’m back….
March 31st, 2007 at 11:04 am
Do you have some kind of disability? This whole thing will make a lot more sense if you are actually retarded (not just doing things that are retarded)…
Heh.
March 31st, 2007 at 11:13 am
WE HAVE SO MUCH FUN WITH CASEY LAST NITE,
YOU MISS THE FUN PARTY
HAAAAA~~~
p.s. casey, try to get more blue balls so everyone can have it~
March 31st, 2007 at 11:17 am
Just woke up at 11:03am? Does that mean the blue ball is still in your possession?
March 31st, 2007 at 11:19 am
Casey, Why you are so much afraid of “cashcall”?? when you’re not afraid of other foreclosures?
Why?? did “cashcall” want to beat you up or cut off u???
why you so afraid of them?
you already lost lots of “money”, keep the money and spend it on jamba juice and enjoy life
sweet~~
March 31st, 2007 at 11:21 am
Casey,
You made some good money here last night from the kindness of strangers (at some cost to your dignity). I honestly hope you don’t do this again. As other posters have said, don’t use it to pay cashcall. Save it for more pressing needs like rent, food, or a rainy day fund (though it seems like it is raining every day in Caseyland).
I remember when I was in my final semester in college. I was foolish and spent a couple hundred dollars for some Bose speakers a few months earlier. Well I ran out of money after paying my final semester of tuition. I didn’t eat for few days. I had zero money. Back then grocery stores and most cheap restaurants didn’t take credit cards, so I went hungry. I was kicking myself for spending the money on those speakers. Well I learned my lesson. That experience taught me that I had better learn to manage my money better.
I hope this experience you are going through is teaching you some valuable lessons. Don’t spend money frivolously.
chopper
March 31st, 2007 at 11:24 am
Casey,
the #426 comment shows it’s March 31st, 2007 at 3:22
it’s not 4:30am like you declare on #493 comment
you went offline @ 3:22am
you were suppose to stay until 4am,
try to stay until 4am so you can get more donations from us “haters”
BIG MONEY IS COMING.. all good….
SO MUCH PLANS FOR CASEY TO DO TONITE…..
MONKEY, SIT, ROLL, AND S*** ….
March 31st, 2007 at 11:26 am
At 3:19 AM, Casey said that he was going to bed because he needed to meet the buyer of the blue ball at 7:30 AM. He then tell us at 11:03 AM that he just woke up from staying up to 4:30 AM answering Annie’s and other people’s questions.
What happened to the 7:30 AM meeting? Why are you oversleeping if you need to sell the blue ball? Do I sense a lack of follow through?
March 31st, 2007 at 11:39 am
“I just woke up from staying up till 4:30 AM answering Annie’s and other people’s questions. She promised to pay so she better pay because that was some detailed answers and sacrifice staying up 2nd night in the row.”
I don’t like your tone.
Why, you nasty, self absorbed little jerk. She “*better* pay?”
That’s hysterical, given your track record for keeping promises and paying your debts.
The fact that you can take your narrow a** to Cash Call to pay the bill that you ignored for months is because people put up with your s*** –”haters” included–and gave you a chance. YOU are the one who put yourself in this position. You’re the one who is pimping themself out for “easy money.”
I knew that you would blame being up late for waking up late. Whatever. As for people being in your shoes, I am here to tell you that at your age, I paid down debt the tough way–I lived frugally. I ate Top Ramen. I didn’t go out. I paid less than the minimum to ensure that my creditors knew I was serious. I worked several jobs. And you know what? I’m healthy, safe, happy, own my own home, and have a wonderful life.
ASW: letsdoit (after I take a nap…)
March 31st, 2007 at 11:40 am
@ Casey 493:
Like I said before, I don’t think you’re in ANY position to be calling the shots. We’re not the ones groveling for cash on the internet. We’re not the ones who are hundreds of thousands of dollars in debt and facing legal action. We’re helping you out. Be grateful.
Besides, it’s not like you provided Annie with anything useful. Whatcha gonna do if she doesn’t pay? Take her to court?
You’ve already got enough to make this payment, so sod off.
Annie: Get yourself a new windshield.
March 31st, 2007 at 11:46 am
Casey,
who said i’ll give you money???
your wishes are not my commands,
no no, no money from me to you,
you are a jerk anyway
annie
March 31st, 2007 at 11:53 am
“If she doesn’t pay or claims that I didn’t perform based on some technicality, I’m not ever going to do this kind of thing again without advanced payment.”
*Again*?
Casey, I don’t think there was enough juice in the answers you gave this time, or enough left of your story to unfold, to justify another round of cash-for-questions.
The train has almost hit the buffers. And when it does, your audience will evaporate like mist in the wind. There will be no savekaryn-esque bailout; no milliondollarhomepage-alike windfall; those were one-offs and long since milked dry by countless imitators.
Which leaves you with what? Cash-for-humiliation, as some of the offers above were suggesting? Next time, will you be taking the bumwine offer? The photo of G?
(Oh, and even with cash in hand you couldn’t make the deadline and had to beg for an extension? Sweet. It’s like a miniature version of all the foreclosures. I’ll give you this much: you know how to milk an 11th-hour drama.)
March 31st, 2007 at 12:03 pm
@ 484
Great sense of humor, Sac Realtor. Even though your question whether KC is actually retarded is reasonable.
March 31st, 2007 at 12:09 pm
File under you can’t make this stuff up - Casey at iamfacingforeclosure.com is having a “casey-a-thon” to raise $200. He has no money left.
March 31st, 2007 at 12:10 pm
Casey!
I also want to know why good old virtuous, non-hating better-than-all-of-us NIGEL HASN’T GIVEN YOU ANY MONEY? Could it be that he is a total hypocrite? Surely not! Could it be that he only cares about himself, and only wants to “help” you precisely so far as that would help himself? Say it isn’t so!
Also, for once I actually want…to defend you. A strange feeling, believe me.
Some of you people have a strange idea of life. Some of the comments are like: “I sleep on the floor, and wear nettles instead of cloth, and eat only dirt, so I can save a WHOLE DOLLAR A DAY!”
I mean Annie, seriously, get the windshield fixed. Put it on a credit card. It’s dangerous. Your safety is more important than a little debt. I believe it’s also illegal in some places.
A lot of people here are absolutely obsessed with money. I keep reading these ridiculous stories about people who earn a decent wage and live an incredibly frugal life so they can “save”. Save for what? Money is good for one thing, and one thing only: spending. It doesn’t have any use other than that. Try to remember that. If you are saving for something, like a house or retirement, that’s fine, but I get the feeling a lot of people just save so they have more money. It’s like all those MSN money articles that say how you can be a millionaire, and all the advice is basically “never spend!” What the hell is the point of that? And even if you are saving for a house or retirement, I don’t think you should turn your life to garbage right now; you should save in moderation, sensibly. How happy can a house really make you? It’s just a pile of bricks you live in. Retirement? Being old is worse than being young, and having piles of cash isn’t really going to change that. And won’t you feel pretty silly if you lie dying at 55 having sacrificed your whole life up to that point for a future that will never happen? Neither of these things are worth making yourself miserable for.
It’s kind of sick. I often barely make my rent, but I don’t let my life revolve around money. That’s a waste of a life. You people who boast about how frugal you are and how hard it is - you’re not happy are you? And for what? You have to actually enjoy life. Be happy and be good - nothing else matters. There’s no high score after you die. Having a great credit score and a load in the bank doesn’t mean a damn thing then.
I guess it’s Christianity’s fault. That’s when excessive frugality became a badge of pride. It’s related to the excessive humility Christianity also calls for I suppose. Me, I prefer largess and high-mindedness.
March 31st, 2007 at 12:17 pm
Hello Casey. How often are you planning on having these beggar sessions? I would like to participate in the next one. Please plan it in advance. Thank you.
Your Friend,
Spanky Sapperstein
March 31st, 2007 at 12:23 pm
Casey - your comment to Annie She promised to pay so she better pay because that was some detailed answers and sacrifice staying up 2nd night in the row. was arrogant and entitled. It reminds me of your comment to me last night:
@It’s All Good… I will lookup the loans for you tonight and see if I can get the highest stated income… can we increase that to $30 because that kind of information can potentially get me in trouble. $30 is nothing these days.
Both of those comments from a broke, desperate kid who had to beg for dollars, got bailed out by generous people he labels ‘haters’, then couldn’t get up in time to send them in by the deadline….. You are unbelievable.
BTW, I’ll still pay $30 for that info you AGREED to provide to me. Are you reneging on our deal??
March 31st, 2007 at 12:32 pm
I dont think you are going to make it. Doesnt it usually take 3 - 5 days for funds to transfer?
March 31st, 2007 at 12:44 pm
Waiting!!!!!!!!!!!!!
http://www.icantsellmyhouse.blogspot.com/
March 31st, 2007 at 12:50 pm
Casey, you have just violated the California Penal Code. It is illegal to record a phone conversation without the other person’s consent. Did you ask for CashCall’s consent to record your conversations with them? I doubt it. You could be fined $2,500 or face imprisonment for this.
Here’s the statute:
West’s Ann.Cal.Penal Code § 632
(a) Every person who, intentionally and without the consent of all parties to a confidential communication, by means of any electronic amplifying or recording device, eavesdrops upon or records the confidential communication, whether the communication is carried on among the parties in the presence of one another or by means of a telegraph, telephone, or other device, except a radio, shall be punished by a fine not exceeding two thousand five hundred dollars ($2,500), or imprisonment in the county jail not exceeding one year, or in the state prison, or by both that fine and imprisonment. If the person has previously been convicted of a violation of this section or Section 631, 632.5, 632.6, 632.7, or 636, the person shall be punished by a fine not exceeding ten thousand dollars ($10,000), by imprisonment in the county jail not exceeding one year, or in the state prison, or by both that fine and imprisonment.
(b) The term “person” includes an individual, business association, partnership, corporation, limited liability company, or other legal entity, and an individual acting or purporting to act for or on behalf of any government or subdivision thereof, whether federal, state, or local, but excludes an individual known by all parties to a confidential communication to be overhearing or recording the communication.
(c) The term “confidential communication” includes any communication carried on in circumstances as may reasonably indicate that any party to the communication desires it to be confined to the parties thereto, but excludes a communication made in a public gathering or in any legislative, judicial, executive or administrative proceeding open to the public, or in any other circumstance in which the parties to the communication may reasonably expect that the communication may be overheard or recorded.
(d) Except as proof in an action or prosecution for violation of this section, no evidence obtained as a result of eavesdropping upon or recording a confidential communication in violation of this section shall be admissible in any judicial, administrative, legislative, or other proceeding.
(e) This section does not apply (1) to any public utility engaged in the business of providing communications services and facilities, or to the officers, employees or agents thereof, where the acts otherwise prohibited by this section are for the purpose of construction, maintenance, conduct or operation of the services and facilities of the public utility, or (2) to the use of any instrument, equipment, facility, or service furnished and used pursuant to the tariffs of a public utility, or (3) to any telephonic communication system used for communication exclusively within a state, county, city and county, or city correctional facility.
(f) This section does not apply to the use of hearing aids and similar devices, by persons afflicted with impaired hearing, for the purpose of overcoming the impairment to permit the hearing of sounds ordinarily audible to the human ear.
March 31st, 2007 at 1:00 pm
Did the dude that was supposed to buy the blue ball show up at JJ this morning??
March 31st, 2007 at 1:01 pm
Annie, please get your windshield fixed. You sound like a good-hearted person who worked hard for the money that you would be in effect throwing away if you rewarded Casey for staying up past his bedtime and avoiding questions with evasive tactics and downright refusals to answer. His track record speaks volumes about HIS ability to honor real paperwork backed debts, so don’t feel badly not donating to him for a service he did not render!
March 31st, 2007 at 1:10 pm
Casey:
I’m going to give you a gift. Not cash but a way to cut your costs. In this case, I’m referring to your cell phone bill.
I am only marginally aware of your financial details. Of course, I’m aware of the big picture (couple million in debt, etc.) but I don’t follow your life like a soap opera watcher. Reading through your blog today (came here via a link from housingpanic.blogspot.com), I see someone made a reference to a $200 cell phone bill. WOW!
Ok, I had high cell phone bills as well. When my contract expired, I renewed with (name withheld). I “invented” a solution (legal) that allows me to make and receive cell phone calls:
1) to anyone in the US or Canada
2) without using ANY cell plan minutes
3) at any time day or night
4) no matter what day of the week
So, I basically have a “cheap” cell plan with only a “few” minutes in it. I never run out of “anytime” minutes. I don’t know if this will work for you as I don’t know your situation with regard to phone / internet / etc. This solution “marries” some technology. And this “invented” solution does require the one-time purchase of a piece of equipment that costs a few hundred. Yes, I can see that you don’t have much $$ to work with. But, if you are paying $200/month ($4800 over a 2 -year contract), would you be willing to spend $400 (not with me, I’m not selling anything) to reduce that to $2000 or less over the same 2 years? I spend less than $100/month which includes a 2-phone plan and everything related to making this work.
So, I’ll be happy to share this with you. The only caveat is that I don’t want you to divulge it to anyone. You must keep it private as I sell this information on the web.
Contact me by email if interested. No strings.
March 31st, 2007 at 1:15 pm
“You guys are quick to criticize. TRY WALKING IN MY SHOES.”
i work with alcoholics. i try to help them get sober and start putting together the massive wreckage they have created in their lives.
invariably when i first meet them, they have a ‘TRY WALKING IN MY SHOES’ attitude. and invariably, they have simply made piss-poor decisions that made those shoes uncomfortable.
you exhibit almost every single symptom of addiction.
every person who ‘donated’ to your cause should be ashamed of themselves. it’s as bad as ‘donating’ an alcoholic a few beers to tide them over a bad hangover.
March 31st, 2007 at 1:15 pm
Casey, Casey, Casey,
You MUST require payment up front from people. Annie is proof. Casey, you’re also doing the responsible thing by paying CashCall. Your actions are positive - one of the things that will slowly (and I mean slowly) get you started on an uphill trek.
@488. JJ - You’re late to the party, and you need to Go Away.
March 31st, 2007 at 1:26 pm
How’s the interview with T going??
March 31st, 2007 at 1:46 pm
I listened to your call. You just can’t stop yourself from lying about you income in order to get what you want, can you?
March 31st, 2007 at 1:54 pm
I have never faced a difficult financial crisis but I have faced a health one and I think the way one approaches and deals with it does help determine the outcome. While others may disagree, I think the situations are analagous, as do many of my friends who follow this blog. What has struck me most about this blog are:
1) You never sink to the level of your detractors, who have proven themselves to be judgemental, self-congratulatory bores. And oh how boring and repetitive some of them are!
2) You continue to live your life believing in your abilities instead of crawling under the covers, cowering and hoping it will all just go away.
3) You will not admit defeat. Bravo!
I applaud you!
March 31st, 2007 at 2:11 pm
Question to the group.
Did Casey “earn” the money last night? Or was it a gift? If he “earned” it, was it self-employment income?
March 31st, 2007 at 2:12 pm
There is some is some sick sadistic pups on this site. Offering for money for shots of this guys tragedy for a good laugh. Twisted is another word that comes to mind. And Casey is another story…
What the hell are you thinking? These people have beaten you to a pulp for months and now you’re begging them for money?!?!? You have lost more than all you’re property and credit. You have now lost the last bit of integrity you had. I would have jumped straight into a pile og broken glass face first before I did something like this. I think the supporters you had will love this stunt. Key word being “had.”
It appears you have been strung up ole boy. Now reap it!
March 31st, 2007 at 2:36 pm
Casey,
You need money right? You like to travel, and meet interesting new people with a different point of view?
GO ARMY dude! You could pay back every dirty penny, abeit by coming home in a cheap pine box. But that would be the ultimate sacrifice, so no-one could hate on you and it would all be good, right?
You could be the cool crazy guy on the platoon who fires his M249 resting on a blue ball, and carries extra ammo in a murse. Think about it, it would be awesome!
ASW=millions, must refer to the millions of rounds you could lay down making it sweet in the ME!
March 31st, 2007 at 2:38 pm
Annie,
You are cheap.
5 bucks is so cheapo.
How in the hell can anyone buy anything for 5 bucks?
TV is boring. You should be donating at least $10.00 for the cheap thrills you get here.
After all, most of you are spend-thrifts too.
Come-on, admit it.
Will anyone pay Casey 50 bucks for a pic in his swimsuit?
Will you throw in another $20 for a back end shot?
March 31st, 2007 at 2:42 pm
Casey, thinking about it, the GO ARMY idea may not be so sweet.
You would probably ‘forget’ to take ammo with you on patrol, and then blog some Iraqi guys for some spare ammo who turn out to be haters and blow your legs off. Awesome!
Oh well, it’s all good - you meant to take ammo but then you were on patrol and you missed the opportunity to take ammo. But you learned from that. That is what counts.
ASW=awesome!
March 31st, 2007 at 3:13 pm
I’ll pay $50 bucks if you buy a “Steven-Ness” bankruptcy form at your local stationary store, fill it out and file it at your local courthouse.
Anyone want to chip in for the filing fees?
You’ll have to show the filing fee receipt and $ will go into your tip jar.
I’ll even bite the bullet and use paypal cronies.
To the real haters who are saying “don’t give him any money”, PAY UP! You got your jollies here for free so look who’s talking. You learned alot from all the free advice we gave, so cough it up.
asw=CASHBACK
March 31st, 2007 at 4:08 pm
Casey, you can’t get all self righteous and whine about not getting paid. Annie is showing you the other side of bill collection.
Now you know how the lenders feel when someone like you doesn’t pay their bills. I feel this lesson is more valuable than anything else you have learned since going 2.2 million dollars in debt.
March 31st, 2007 at 4:55 pm
Casey,
YOU ARE WASTING YOUR TIME BY PAYING CASHCALL.
Your donations should be going back into your blog and for fund-a-mentals.
You will have to declare bankruptcy anyway. This money wont mean anything in the long run. You are too deep in the hole. Way to deep. You declare BK first and then pay whatever your FORCED to pay afterwards.
Legal department? Please. This is a BLUFF intended to scare you. Assuming they did get a judgement it would be 15 months from now and you are insolvent anyway.
F**k Cashcall.
I’m listening to the cashcall file right now. This is modern day slavery. Sending it to legal? Please. It’s a poker bluff. Casey you need to pay yourself first. Your situation is too dire to be paying Cashcall right now. And they are sucking you dry 500% interest? $60 late charges? Cutting you a break? Please. This is slavery.
Casey do NOT pay them anything again until after you declare BK and only if you are FORCED to pay them.
This payment is thoughful but in the long-run it will not matter becuase you are too deep in the hole and have to declare BK anyways.
March 31st, 2007 at 6:10 pm
I’m gonna miss the ol’ blue ball…
:’(
March 31st, 2007 at 6:15 pm
How much $$$ did you get for the blue ball ?
ASW = SWEET
March 31st, 2007 at 6:58 pm
I will donate $10 if you call into Dave Ramsey’s radio show. You will have to post an audio file of the phone call.
March 31st, 2007 at 7:19 pm
Annie,
He did stay up till 3:22 am or whatever. He answered some of your questions. Does he get any partial credit for this? Perhaps $50?
I think his answer was pissy and that made everyone outraged. But he did make an attempt even though some may call it half assed. Shouldn’t he deserve at least a little something?
-Big Cheese
March 31st, 2007 at 7:31 pm
To the angry 6 figure income guy “I have anger because I make six figures, and I’m sorry, but I think that means I ought to be able to afford a nice home. But I can’t, ……”
Pathetic. Just utterly pathetic. You make 6 figures and can’t afford a 350k home? That’s your own damned fault.
Have you ever heard of consumer counseling? What the hell are you doing that you can’t afford 350k or even 600k for that matter? Ever heard of the 30 yr fixed, fully amortizing loan? Duh. No one else is to blame for your lack of financial intelligence. I’d like to see your Income and Expense sheet. You must be eating at ‘Outback’ everynight. Nevermind a mere cup of Jamba juice now and then.
To Alice..I mean Annie..scumbutt trickster. Pay what you promised. Casey has answered the same questions over and over. (Are you people stupid or what?) It’s your perogative to drive around in a car with a broken windshield or give away your Ramen Noodle money for that matter,
but you are far from capable of giving sound financial advice.
Please refrain.
To those who are monitoring the spending of the donations.
Many of the donations were given, “just because” of the entertainment value.
And please don’t do anymore stupid ‘loser sign’ requests and such, Casey. If you do, then significantly up your price. Learn to negotiate. Just because you are broke doesn’t mean you need to sell your soul.
And if Nigel had any money he might donate. But residential loans are few and far between these days for RESIDENTIAL loan officers. Haven’t you heard? No one has the now, required down, nor the guts to buy in a declining market. Besides, the money has dried up. Of course, Casey can send him foreclosure bail-out loan leads and collect some $ under the table for the lead. Hmmmm.
It’s all good. Or is it?
The worst is over.
File Bk at the courthouse for a filing fee of a few hundred bucks.
Screw the lawyers before they screw you.
They’ll just have their paralegal fill out the form and file it anyway, for a huge chunk of change. You can do that yourself for a fraction of the cost. Not confident to do that? Find a paralegal in the newspaper and she’ll file it for you.
Represent yourself and post it on the blog.
Have a BK ‘filing fee donation’ blog party next Friday night.
Call your local courthouse and ask what the fee is.
And then let us know. It can’t be much more than a payment to CashCow.
Be sure and open your mail once it is filed. You’ll have only 30 days response time for all matters or you lose again.
File BK after the last house goes down. No sooner, no later.
And to the “Tax Queen”.
A tax filing extension is precisely that. It’s for extending the payment date and/or making payment arrangements. You are not really a tax queen are you? Nice try. This is a REAL hater.
The following Friday you can do another ‘blog donation party” for CPA services and get real advice, Casey.
asw=loose
March 31st, 2007 at 7:37 pm
You people are pathetic. Why would you rob someone of his basic human dignity in his time of need? If you don’t want to help him out, fine. But don’t taunt him and ask him to do ridiculous things for a few bucks.
You remind me of 2 cruel college students back when I was a college freshman. A homeless man came up to these 2 guys and begged for money. They threw a quarter on the sidewalk at his feet and laughed in glee while the man scrambled for the quarter as it rolled away.
I felt ashamed to be a human that day and the display here last night wasn’t much different.
Casey, I’m not a fan of you. You lack any work ethics or commitment. In some ways, you are very different; in others, we’re very alike. You abused the system and I hope justice will be served.
But until that day, I hope you will see the light before this mess ruins your life. Seriously consider filing BK. BK is a perfect option for someone in your dire situation. When you are ready to file, I’m sure some of us here would be willing to chip in a few bucks to help you.
March 31st, 2007 at 7:46 pm
Casey,
One other thing- you should not expect to get paid before you do something based on your scuttlebutt with Annie. Many people paid you based on your agreement and some, like T paid you in advance. Every business will have some deals that don’t work out perfectly, take for example the lenders who underwrote your applications. So don’t alienate all your supporters by painting all commenters with the same brush.
You know my opinion- I don’t think you fully met all the requirements committed to Annie but I do think you made an attempt and therefore deserve a partial payment.
-Big Cheese
April 1st, 2007 at 6:25 am
casey tell the cashcall serpents to slither back to their dungeon. you are kissing that money goodbye. it will not buy you time paying them…. it will buy you more loan shark collections calls. that guy you talk to from cashcall is a scumbag. i would have told him to go F*** himself. he is concerned about your monthly income versus expenses, because he knows they can’t touch you legally when they sue you. you are below the poverty level !!!! i would love to talk to this guy for you if you ever have the guts.
but don’t be such a wimp when you talk to these devils. they would slice your throat if it meant an extra roll with their sizzler steak dinner. start telling these vultures you will settle for $2000 for removal from your bureau. if they don’t like it, tell them to sit and spin.
April 1st, 2007 at 6:54 am
Casey @ 331 sez: “I should try some weed.”
Mr. Serin!!!
April 1st, 2007 at 10:52 am
Casey can’t file for BK, because all his frauds and lies would be exposed. It’d be 100% sure at that point he’d do jail time.
April 1st, 2007 at 3:39 pm
he was part raven, or that he sympathized with owls. Who knows? I was reminded of this on Friday night. I have been following the slowly, slowly unfolding story of Casey Serin (in lackadaisical fashion) for some time now. On Friday night, Casey posted of imminent danger and begged for donations. What followed is fascinating. It was like the crows who attacked their flock-mate. Casey danced like a performing seal for money, although he balked at providing too much financial detail (like revealing the amount of the cash-back payments at
April 1st, 2007 at 3:43 pm
Casey,
You’ve boiled life down to its fundamentals - survival. You’ve exhibited some of it. Time to cut to the quick - you’ve defaulted on about $2.2M in dept. So, default on the rest of the piddly stuff. Pay back the small personal loans when you can. Submit to BK because there’s no way you’ll ever pay back anything meaningful (and why attempt at this point). If you are as sorry and ethical as you claim, you’ll deal with the consequences like a man.
Folks should stop “donating” - they’re only enabling your addiction.
In sincerely wish you luck as you contemplate the abyss.
April 1st, 2007 at 6:57 pm
with April 1st, but this post is not a joke. My April Fools post is at my Utah real estate site. The rumor came originally from Camp Idiot, a very reliable Internet news source, then filtered slightly up to EN and then went big at Casey’s Friday night beg-a-thon. Someone asked - “What are the extent of your business dealings with N. Swaby?” Casey replied - That’s private for now. I was then asked the same question over here - I am very interested to learn of your business partnership, since you have
April 7th, 2007 at 6:07 pm
Cashcall talks a good game but they dont follow up. I owed them and they trashed my bureau till I forced the bureau to remove the tradeline. To date they still havent sued me although it wouldnt do any good anyway. In Florida you cant touch my home, my paycheck or anything else of value. EAT S*** CASHCALL
April 18th, 2007 at 11:17 am
To Annie,
You are a loser. I understand that Casey has hit hard times, but he took risks. You can’t win or lose if you don’t play the game. He’s a young optimist. He’ll recover from this and move on, hopefully, the wiser man.
You on the other hand spent hours leading this dude on having him answer your questions…and for what? So you could say that you aren’t satisified…to satiate your voyeuristic needs. You’re a herb!
You’ve shown you’re true colors. It wasn’t about getting to the core of Casey’s situation. It was about making yourself feel better about your own miserable lot by judging Casey.
How about being tough and truthful about yourself…pawn!
April 19th, 2007 at 10:32 pm
This site was mentioned in detail on New Zealand’s National Radio program a couple of days ago and I thought I might check it out.
As for advice, I would suggest going back to basics as much as possible. Drop the mobile phone plan, get a dial up modem, reduce your electricity usage, sell the car & ride a bike or walk, get rid of any other assets you can afford to get rid of, then start repaying the loans.
It’s no quick fix but that’s because there just isn’t one.
You’ll get back on your feet but you have to start.
Sounds like you can procrastinate (just like me) at times so do it now, not tomorrow.
Good luck mate.
Gav
New Zealand