Reader Contributed

Can anyone please help. I fell in to foreclosure with option one. it seems that they want you to be in foreclosure. I have tried to workout programs but cannot because they never get back to you. I have set up 3 repayment plans and the payment is double the current mortgage and i cannot afford it.

I have given them over 50,000 in the last year.

That is broken up into 3 down payments and i am still in foreclosure and owe exactly the same as i did before I gave them the money. I desperately want to save my house. I borrowed the money for the down payments from family and completely depleted my savings. my taxes and insurance were supposed to be included and weren’t. i do not believe I ever received one of those right to rescission letters, but how do i prove it .

I was transferred right after signing with another company. I just had a baby and do not want to lose my house. the next payment is due on the 20th of December and i cannot afford it and that will put me into a sale date again for the 4th time and I will not be able to come up with the huge down payment again.

I just gave them 20,000 to put me on a payment plan and i still owe the same amount of money??????????

please please please help.